预付型消费合同研究

发布时间：2017-12-30 18:08

本文关键词：预付型消费合同研究　出处：《黑龙江大学》2015年硕士论文　论文类型：学位论文

【摘要】：鉴于如今我国大陆地区的预付型消费是把双刃剑,预付型消费有待改善。本文从合同法的角度出发,发现预付型消费合同中存在对经营者主体资格无明确规定、预付型消费合同中广泛存在格式条款、欺诈问题、消费者个人信息受侵犯等问题。在对美国、日本、我国台湾地区的相关立法进行研究基础上,认为首先应明确经营者主体资格、注重对预付型消费合同内容的规范、完善合同解除权、规定消费者反悔权制度、完善预付卡余额处理制度、改革举证责任等;其次建议在建设社会监管体系方面要建立企业信用公示制度、发行协会制度等;最后提议理性、谨慎办卡,以期提高消费者维权意识。力求在立足国情的基础上结合先进立法经验,建立一套成熟的预付型消费规制体系。
[Abstract]:Now, in view of the prepaid consumption in mainland of China is a double-edged sword, the prepaid consumption needs to be improved. In this paper, from the perspective of contract law, found that the prepaid consumer contracts there are clear provisions on operator qualification, format clause, widespread prepaid consumer contract fraud, consumer personal information infringement etc. the problem. In the United States, Japan, on the basis of relevant legislation in the Taiwan area of our country, we should first make clear that the operator qualification, pay attention to the prepaid consumption of the contents of the contract specification, perfect the right to terminate the contract, the provisions of consumer's right of rescission, improve the balance of prepaid card processing system, the reform of the burden of proof; on the other hand the proposal the construction of social supervision system to establish credit publicity system, issuing association system; finally proposed the rational, prudent to do card, in order to improve consumer awareness of rights. A set of mature prepaid consumption regulation system should be established on the basis of national conditions and advanced legislative experience on the basis of national conditions.

【学位授予单位】：黑龙江大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923.8;D923

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