表见代理制度在保险活动中具有特别的要求

发布时间：2018-04-13 12:20

本文选题：表见代理 + 善意第三人　；参考：《保险研究》2003年05期

【摘要】：表见代理制度是在市场经济发展到一定程度、代理关系逐渐复杂多样、纷争频繁的情况下 ,为了保证交易安全及保护善意第三人的合法利益的情况下建立起来的法律制度。它的建立虽几经争议 ,但却获得理论界和立法界的首肯和认可 ,因此 ,《合同法》对表见代理首先予以规定 ,对代理制度的完善与发展起到了重要的推动作用。新《保险法》增加了表见代理的特别规定 ,从而对规范保险合同关系、强化保险代理责任将产生积极的作用。认真研究《保险法》中的表见代理行为与民事合同的差别 ,对于准确适用《保险法》有十分重要的意义。
[Abstract]:Apparent agency system is a legal system established in the condition of market economy developing to a certain extent, agency relations becoming more and more complicated and disputes frequent, in order to ensure the security of transactions and protect the legitimate interests of bona fide third parties.Although its establishment has been disputed several times, it has been approved and approved by the theoretical and legislative circles. Therefore, the contract Law stipulates the apparent agency first, which plays an important role in the improvement and development of the agency system.The new Insurance Law adds special provisions of apparent agency, which will play a positive role in standardizing insurance contract relations and strengthening insurance agency liability.It is very important to study the difference between agency behavior and civil contract in Insurance Law.
【作者单位】：中国平安保险股份有限公司哈尔滨分公司
【分类号】：D923;D922.284

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