征信弱势群体权益保护模式研究

发布时间：2018-01-10 05:07

本文关键词：征信弱势群体权益保护模式研究　出处：《征信》2016年11期 　论文类型：期刊论文

【摘要】：随着我国征信市场的不断发展,对于信息主体的各类侵权行为也日益增加。在征信权益受到侵害的各类主体中,以农民、城镇低收入者、在校学生为代表的"征信弱势群体"的风险防范能力较低,权益受到侵害的风险较大,处理难度也高。分析征信弱势群体征信权益受侵害的形式,探讨对征信弱势群体权益保护存在的不足,提出加强征信弱势群体权益保护的对策。
[Abstract]:With the continuous development of the credit market in our country, all kinds of infringing acts to the information subject are also increasing day by day. Among the various subjects whose credit information rights and interests have been infringed, the peasants and the low-income people in cities and towns are the main victims. The risk prevention ability of the "credit weak group" represented by the students in the school is low, the risk of the infringement of the rights and interests is bigger, and the handling difficulty is also high. This paper analyzes the forms of the credit information vulnerable groups' rights and interests being infringed. This paper probes into the shortcomings of the protection of the rights and interests of the credit-seeking vulnerable groups, and puts forward some countermeasures to strengthen the protection of the rights and interests of the credit-seeking vulnerable groups.
【作者单位】：中国人民银行长春中心支行;
【分类号】：D922.1
【正文快照】： 一、征信弱势群体界定及特征 (一)征信弱势群体的基本概念与社会弱势群体的概念类似,征信弱势群体可以界定为“因客观或主观因素,导致参与征信活动或维护征信权益能力较低的社会群体”。大致可将征信弱势群体划分为两种主要类型:第一种是传统征信弱势群体,主要包括农民、老

【相似文献】