保证期间的实务问题研究

发布时间：2018-06-20 23:28

本文选题：保证期间 + 适用　；参考：《内蒙古大学》2015年硕士论文

【摘要】：1995年出台的《中华人民共和国担保法》(以下简称《担保法》)中“保证期间”这一词语最早得以使用。随后,法律规定的保证期间在司法界产生了很大的争议,主要集中对法条的理解上,有的学者认为是诉讼时效,有的学者认为是除斥期间,莫衷一是。2000年最高人民法院公布了《对于适用中华人民共和国担保法若干问题的解释》(以下简称《(担保法解释》),在保证期间问题上虽耗费较多翰墨,可遗憾的是此出台的《担保法司法解释》仍未消除分歧。《担保法》及其司法解释的发布本意是希望能够全面规定保证期间,使之内容规范,概念明确,适用流畅,但关于保证期间的争议不仅没有平息,反而愈演愈烈。保证期间理论上的争议和矛盾,现在已成为了阻碍保证制度很好发挥作用的重要因素,也不利于纠纷的解决。论文分别对保证期间司法实践中的四个重要问题分别进行了论述。第一问题主要研究保证期间的性质及对司法实务的影响。首先在对学界关于保证期间性质的不同观点进行分析的基础上,着重阐述了保证期间为除斥期间的观点,主要理由如下：与除斥期间一样,保证期间适用于形成权,且属于形成权中的选择权；保证期间内,债权人只要行使一次形成权,即可使保证期间终结,这与除斥期间是同样的；诉讼时效经过后,权利人的实体权利并没有消失,而是义务人享有相应的抗辩权而已,因此保证期间完全符合除斥期问的特质。第二问题重点分析保证期间的效力,通过法定保证期间及约定保证期间的适用分析,得出我国担保法以约定保证期间为主,法定保证期间为辅。第三问题主要研究保证期间的开始和结束的时间,主要讨论一般情况和两种特殊情况,但无论如何,保证期间的起算都应在选择权产生之后开始。第四问题主要研究保证期间与诉讼时效的关系,本文以为保证期间与诉讼时效能够并存。保证期间与主合同的诉讼时效的关系中,主合同诉讼时效经过保证人可以以此进行抗辩；而在保证期间经过后,保证人在债权人的催款通知书上签字或者盖章并不必然是对保证期间的重新确认。
[Abstract]:The term "guarantee period" was first used in the guarantee Law of the people's Republic of China (hereinafter referred to as the guarantee Law) issued in 1995. Subsequently, the period of guarantee provided by the law generated great controversy in the judicial circles, mainly focusing on the understanding of the articles of law, some scholars think it is a statute of limitations, some scholars think it is a period of exclusion. In 2000, the Supreme people's Court promulgated the interpretation of certain issues concerning the Application of the guarantee Law of the people's Republic of China. Unfortunately, the judicial interpretation of the Guaranty Law has not yet cleared up the differences. The original intention of the issue of the Guaranty Law and its judicial interpretation is to be able to specify the guarantee period in a comprehensive manner, to make it normative in content, clear in concept, and smooth in application. But the controversy over the guarantee period has not subsided, but has intensified. The theoretical disputes and contradictions during the guarantee period have now become an important factor which hinders the guarantee system to play a good role, and is not conducive to the settlement of disputes. This paper discusses four important issues in judicial practice during the guarantee period. The first question mainly studies the nature of guarantee period and its influence on judicial practice. Firstly, on the basis of the analysis of different viewpoints on the nature of guarantee period in academic circles, this paper focuses on the viewpoint that the guarantee period is a period of exclusion. The main reasons are as follows: like the period of exclusion, the period of guarantee is applicable to the right of formation. And it belongs to the right of choice in the right of formation; during the period of guarantee, the creditor can end the period of guarantee as long as he exercises the right of formation once, which is the same as the period of exclusion; after the period of limitation of action, the substantive rights of the obligee have not disappeared, Instead, the obligor has the corresponding right of defense, so the guarantee period is completely in line with the characteristics of exclusion period. The second question focuses on the validity of the guarantee period. Through the analysis of the application of the legal guarantee period and the agreed warranty period, the author draws the conclusion that the guarantee period is mainly the agreed warranty period, supplemented by the statutory warranty period. The third problem mainly studies the beginning and ending time of the guarantee period, mainly discusses the general situation and two kinds of special circumstances, but in any case, the beginning of the guarantee period should begin after the right of option arises. The fourth question mainly studies the relationship between the period of guarantee and the limitation of action. In the relationship between the period of guarantee and the limitation of action under the principal contract, the surety may defend the period of limitation of action under the principal contract; and after the period of guarantee, The guarantor's signature or seal on the creditor's demand notice is not necessarily a reconfirmation of the guarantee period.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923

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