侵权法视角下医疗责任保险模式分析与优化——以福建省为例
发布时间：2018-08-12 09:22
【摘要】：我国医疗损害赔偿领域已经形成了侵权责任、责任保险相互补充的格局,侵权法视角下医疗责任保险各利益主体法律关系具有特殊性,使得医疗责任保险制度更加复杂。通过分析福建省各具特色的医疗责任保险模式,结合考察侵权法对医疗责任保险的影响,得出:医疗责任保险存在承保范围狭窄、理赔服务弱化及防控风险不足等问题。据此提出完善我国医疗责任保险服务的具体策略:确立政府为主导的强制医疗责任险,构建医疗责任保险理赔制度及优化预防激励机制。
[Abstract]:Tort liability has been formed in the field of medical damage compensation in China. Liability insurance complements each other. Under the perspective of tort law, the legal relationship among the main interests of medical liability insurance has its particularity, which makes the medical liability insurance system more complex. Based on the analysis of different medical liability insurance modes in Fujian Province and the influence of tort law on medical liability insurance, it is concluded that medical liability insurance has some problems such as narrow coverage scope, weak claim service and insufficient prevention and control risk. Based on this, the author puts forward some specific strategies to perfect the medical liability insurance service in China: establishing the compulsory medical liability insurance led by the government, constructing the compensation system of the medical liability insurance and optimizing the incentive mechanism of prevention.
【作者单位】： 福建中医药大学大学人文与管理学院;福建师范大学马克思主义学院;
【基金】：福建省社会科学规划项目“政府购买医疗责任保险服务法律规制研究”(编号:FJ2016C008) 福建省卫生厅医学创新课题软科学项目(编号:2014-CX-R13)
【分类号】：D923;R-05
本文编号：2178628
[Abstract]:Tort liability has been formed in the field of medical damage compensation in China. Liability insurance complements each other. Under the perspective of tort law, the legal relationship among the main interests of medical liability insurance has its particularity, which makes the medical liability insurance system more complex. Based on the analysis of different medical liability insurance modes in Fujian Province and the influence of tort law on medical liability insurance, it is concluded that medical liability insurance has some problems such as narrow coverage scope, weak claim service and insufficient prevention and control risk. Based on this, the author puts forward some specific strategies to perfect the medical liability insurance service in China: establishing the compulsory medical liability insurance led by the government, constructing the compensation system of the medical liability insurance and optimizing the incentive mechanism of prevention.
【作者单位】： 福建中医药大学大学人文与管理学院;福建师范大学马克思主义学院;
【基金】：福建省社会科学规划项目“政府购买医疗责任保险服务法律规制研究”(编号:FJ2016C008) 福建省卫生厅医学创新课题软科学项目(编号:2014-CX-R13)
【分类号】：D923;R-05
【相似文献】
中国期刊全文数据库 前2条
1 邓利强;医师与法医疗责任保险的再认识[J];中国社区医师;2005年19期
2 ;媒体链接[J];中国医院;2002年10期
，本文编号：2178628
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