论海上保险代位求偿权

发布时间：2018-03-27 17:13

本文选题：代位求偿权　切入点：海上保险代位求偿权　出处：《上海海事大学》2004年硕士论文

【摘要】：本文以海上保险代位求偿权这一保险理论中的热点问题作为研究对象。代位权有狭义与广义之分，狭义的代位权仅指代位求偿权(权利上的代位)，广义的代位权不仅包括权利上的代位还包括物上代位权。本文作者从狭义的角度出发，以民法和保险法的理论为基础，第一章分别对海上保险代位求偿权的概念、理论基础、功能、性质及其独特性作了详尽的论述。代位求偿权源于民法上的债权让与制度，性质上属于法定的债权让与，与不真正连带债务理论有较相似之处。代位求偿权是保险合同补偿性，维护保险人利益为目的，是法律公平的体现。但与民法上的代位有明显的本质上的区别。海上保险中的代位求偿权还具有其海上活动中存在着航行过失免责制度及赔偿责任限制这一独特性。第二章在剖析海上保险代位求偿权概念及性质的基础上，笔者详细地分析了海上保险代位求偿权的成立条件、行使条件、行使方式以及海上保险代位求偿权的效力等问题。在本章中，笔者主张代位求偿权的成立应以保险合同的有效成立为首要条件。从五方面论述其行使应具备的条件，，并在代位求偿的行使名义问题上，笔者始终坚持保险人应以自己的名义行使或通过申请变更为自己的名义行使其权利。即严格按照《海事诉讼特别程序法》的规定行使，维护了保险人的利益。第三章初步探讨了海上保险代位求偿权所涉及的诉讼问题：诉讼主体、诉讼标的、诉讼时效三方面的问题。在诉讼时效问题上，笔者主张比照我国《海商法》第257条加强对保险人代位求偿权的保护。本人试图对海上保险代位求偿权做一个比较系统全面地论述，希望对从事保险业务的有关人员有所帮助，能起到一个抛砖引玉之效。
[Abstract]:This paper focuses on subrogation of marine insurance, which is a hot issue in insurance theory. The right of subrogation is divided into narrow sense and broad sense. In narrow sense, subrogation only refers to subrogation right (right subrogation right, broad subrogation right includes not only subrogation on right but also subrogation on substance. Based on the theory of civil law and insurance law, the first chapter discusses in detail the concept, theoretical basis, function, nature and uniqueness of subrogation right of marine insurance. In nature, it belongs to the legal assignment of creditor's rights, which is similar to the theory of unreal joint and several debts. The subrogation right is the compensatory nature of insurance contract, and the purpose is to safeguard the interests of the insurer. The subrogation in marine insurance also has the uniqueness of the exemption system of navigational negligence and limitation of liability in marine activities. In the second chapter, on the basis of analyzing the concept and nature of marine insurance subrogation, the author analyzes in detail the conditions for the establishment and exercise of marine insurance subrogation. In this chapter, the author argues that the establishment of subrogation should be based on the effective establishment of insurance contract. On the issue of the name of subrogation, the author always insists that the insurer should exercise its rights in its own name or by applying for change to its own name, that is, it should be exercised strictly in accordance with the provisions of the Special procedure Law of Maritime Proceedings. The interests of the insurer were safeguarded. The third chapter discusses the litigation issues involved in the subrogation of marine insurance: the subject of action, the subject of action and the limitation of action. The author advocates to strengthen the protection of the insurer's subrogation right according to Article 257 of the Maritime Law of China. I try to make a systematic and comprehensive discussion on the subrogation right of marine insurance, hoping to be helpful to the relevant personnel engaged in insurance business. Can play a brick to attract jade effect.
【学位授予单位】：上海海事大学
【学位级别】：硕士
【学位授予年份】：2004
【分类号】：D912.28

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