浙江省农信社体制改革绩效评价研究

发布时间：2018-05-17 09:19

本文选题：农村信用社 + 体制改革　；参考：《浙江工业大学》2015年硕士论文

【摘要】：农业是一个国家发展基础,而农业的发展离不开金融的支持。农村信用合作社作为当前我国农村地区占主导地位的金融系统,为农业的发展提供了大量的资金支持。近些年来,为促进农村信用合作社的稳健发展,我国对农村信用合作社进行了多轮的改革。尤其是自2003年开始体制改革,使得我国农村信用合作社在发展过程中的一些深层次的矛盾与问题得以解决,推动了其自身快速发展。浙江省农村信用合作社作为首批试点改革地区之一,目前改革已经基本完成,其改革效果如何成为当前研究热点问题之一。本文以浙江省农村信用合作社为例,对其改革后绩效进行评价。在研究的过程中,通过运用模糊层次分析法,将不易量化的指标进行处理,转化为定量化的评价,从而使得对浙江省农村信用合作社体制改革的评价更加具有针对性,也更能更好的反映出其真实绩效水平。评价结果显示,浙江省农村信用合作社经过改革后,其效益得到明显提升,人员管理方面也取得一定进步。但是在风险控制与创新发展方面还存在一定不足。对此,本文提出加快完善风险控制体系、加大金融创新力度、优化员工管理工作、持续提升效益水平等措施,推动浙江省农村信用合作社进一步发展。同时,对浙江省农村信用合作社体制改革研究也可以为我国其他地区农村信用合作社改革提供一定借鉴,从而推动我国农村信用合作社进一步发展,为我国农村经济持续发展提供坚实的基础。
[Abstract]:Agriculture is the foundation of a country's development, and the development of agriculture can not be separated from the support of finance. As the dominant financial system in rural areas, rural credit cooperatives provide a large amount of financial support for the development of agriculture. In recent years, in order to promote the steady development of rural credit cooperatives, China has carried out many rounds of reform of rural credit cooperatives. Especially since 2003 the system reform has made some deep-seated contradictions and problems in the development of rural credit cooperatives in our country to be solved and promoted their own rapid development. As one of the first pilot reform areas in Zhejiang Province, the reform of rural credit cooperatives has been basically completed. This paper takes Zhejiang Province Rural Credit Cooperative as an example to evaluate its performance after reform. In the course of the research, through the use of fuzzy analytic hierarchy process, the index which is not easy to quantify is treated and transformed into the quantitative evaluation, which makes the evaluation of the rural credit cooperative in Zhejiang Province more targeted. Also can better reflect its true performance level. The evaluation results show that the benefit of rural credit cooperatives in Zhejiang Province has been obviously improved and the personnel management has made some progress after the reform. However, there are still some deficiencies in risk control and innovation and development. In order to promote the further development of rural credit cooperatives in Zhejiang Province, this paper puts forward some measures to accelerate the improvement of risk control system, strengthen financial innovation, optimize the management of employees, and continuously promote the level of benefit. At the same time, the study on the reform of rural credit cooperatives in Zhejiang Province can also provide some references for the reform of rural credit cooperatives in other regions of China, thus promoting the further development of rural credit cooperatives in China. To provide a solid foundation for the sustainable development of rural economy in our country.
【学位授予单位】：浙江工业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35

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