支持“三农”发展下浙江省农村信用社发展研究

发布时间：2018-06-17 04:29

本文选题：农村信用社 + 三农问题　；参考：《南京农业大学》2015年硕士论文

【摘要】：浙江农村信用社经过60多年来的发展,在支持浙江发展"三农"服务和农村经济发展方面做出了非常重要的贡献。浙江农村信用社经过不断努力和实践,逐渐探索出了一条适合自身发展,能够更好地服务广大农民百姓的道路。2013年十八大报告指出解决好"三农"问题,需要农村金融的支持,农业现代化也需要农村金融的支持。自从2003年浙江省作为国务院部署的农村信用社改革试点单位,在启动农村信用社改革中,提出并实施了以发达地区为农村合作银行、中等发达地区为一级法人联社和欠发达地区为二级法人联合社等三种模式的浙江省改革方案。随着发展的深入,虽然取得了一定的成效,但同时也面临着一些深层次的问题。众所周知,近年来国家对"三农"的关注度不断提升,"三农"问题所引发的社会关注度也越来越大,积极发展农村金融,完善农村金融体系是迫在眉睫的,所以浙江农信社务必要站在"三农"的战略高度去考量问题,积极进行体制改革和制度创新,并扩大服务范围,扩宽服务方式,这样才能够最大限度地满足市场需求,提升社会效能。作为主要的农村金融机构,浙江省农村信用社必须大力支持发展国家的"三农"政策,不断的进行创新改革,这样才能促进提高地方区域性的各项水平,从而取得较好的社会和经济效益。本文主要立足于浙江省,根据实际调研,运用经济学、管理学等相关研究理论,从最近几年的社会经济发展,研究出浙江省农村信用社对"三农"的发展需求;借鉴国外的农村信用社成功发展成果,研究出浙江农信的发展道路;根据浙江省农村信用社最近几年的发展案例,得出浙江省农村信用社目前的制度创新举措;根据以上的研究得出浙江省农村信用社的未来发展道路,就是走支持"三农"发展道路。
[Abstract]:After more than 60 years' development, Zhejiang Rural Credit Cooperatives have made very important contributions to supporting Zhejiang's development of "three rural" services and rural economic development. Through continuous efforts and practice, Zhejiang Rural Credit Cooperatives have gradually explored a road suitable for their own development and able to better serve the broad masses of farmers. The report of the 18th National Congress of 2013 pointed out that to solve the "three rural" problems, we need the support of rural finance. Agricultural modernization also needs the support of rural finance. Since 2003, Zhejiang Province, as a pilot unit of rural credit cooperative reform deployed by the State Council, has put forward and implemented the rural credit cooperative bank in developed areas in the process of launching the reform of rural credit cooperatives. The reform plan of Zhejiang Province in the middle developed area is the first level legal person association and the less developed area is the second class legal person union. Along with the development, although has obtained the certain result, but also faces some deep level question. As we all know, in recent years, the state has been paying more and more attention to the "three rural areas", and the social attention caused by the "three rural" problems has become more and more serious. It is urgent to actively develop rural finance and improve the rural financial system. Therefore, Zhejiang Rural Credit Cooperative must consider the issue from the strategic perspective of "three rural areas", actively carry out system reform and institutional innovation, expand the scope of services and broaden service modes, so as to meet the market demand to the maximum extent. Improve social efficiency. As a major rural financial institution, Zhejiang Rural Credit Cooperatives must vigorously support the development of the country's "three rural" policies and continuously carry out innovative reforms in order to promote the improvement of local regional levels. In order to achieve better social and economic benefits. This article is mainly based on Zhejiang Province, according to the actual investigation, using economics, management and other related research theory, from the recent years of social and economic development, the rural credit cooperatives in Zhejiang Province to the "three rural" development needs; Based on the successful development of rural credit cooperatives abroad, this paper studies the development path of Zhejiang Rural Credit Cooperatives, and concludes the current system innovation measures of Zhejiang Rural Credit Cooperatives according to the development cases of Zhejiang Rural Credit Cooperatives in recent years. According to the above research, the future development road of Zhejiang Rural Credit Cooperatives is to support the development of agriculture, rural areas and farmers.
【学位授予单位】：南京农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35

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