我国渔业风险及保险制度研究

发布时间：2018-05-02 21:08

本文选题：渔业经济 + 保险保障　；参考：《广东财经大学》2013年硕士论文

【摘要】：2001年加入WTO以后，我国第二、第三产业活动迅猛发展的同时，农业在国民经济中所占的比重却在缩小，但是由于水产品总产量近年来高速增长，渔业经济在农业经济中所占比重在不断增加。随着渔业经济的高速发展和渔业生产力的不断提高，我国渔业所面临的主要矛盾也由原来的生产供应不足转变到受资源和市场的双重约束。同时，渔民面临的各种风险在增加，渔民经济状况不稳定，从而对整个渔业产业的发展都产生了不良的影响，，因此，建立科学、综合的风险管理体系已经成为我国现代渔业生产的需要。保险保障制度可以有效地防范风险，渔业保险对于渔业经济的发展具有重要的保障作用，但是由于我国渔业保险本身起步比较晚，迄今的发展还很薄弱，在渔业风险管理方面并未发挥其应有的作用。造成这种状况的原因不仅有渔业的产业特性和渔业保险的特殊性，还包含政府指导的缺位及保险公司经营的缺位等诸多因素。对于建立完善的渔业风险管理体系，在国内研究领域几乎是一片空白。本文通过对渔业生产情况及我国渔业保险的发展情况进行考察，通过对渔业保险在国外的发展经验的总结，结合渔业对我国经济发展的重要作用，因此，在我国建立政策性渔业保险制度是非常必要的和可行的，积极探索适合我国国情的政策性渔业保险制度。
[Abstract]:After China's entry into WTO in 2001, the second and third industry activities of our country developed rapidly, but the proportion of agriculture in the national economy decreased, but the total production of aquatic products increased rapidly in recent years. The proportion of fishery economy in agricultural economy is increasing. With the rapid development of fishery economy and the continuous improvement of fishery productivity, the main contradiction faced by fishery in China has changed from the shortage of production and supply to the dual restriction of resources and market. At the same time, the risks faced by fishermen are increasing, and the economic situation of fishermen is unstable, which has had a negative impact on the development of the entire fishery industry. Comprehensive risk management system has become the need of modern fishery production in China. The insurance guarantee system can effectively guard against risks. Fishery insurance plays an important role in the development of fishery economy. However, the development of fishery insurance in China is very weak because of the late start of fishery insurance itself. In the fisheries risk management has not played its due role. The reasons for this situation are not only the characteristics of fishery industry and fishery insurance, but also the absence of government guidance and the absence of insurance companies. For establishing a perfect fishery risk management system, it is almost a blank in domestic research field. Based on the investigation of fishery production and the development of fishery insurance in China, and the summary of the development experience of fishery insurance in foreign countries, this paper combines the important role of fishery to the economic development of our country. It is very necessary and feasible to establish policy fishery insurance system in China.
【学位授予单位】：广东财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F326.4;F842.66

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