盐城市中小高危企业安全生产责任保险实施评价

发布时间：2018-05-07 04:00

本文选题：安全生产 + 责任保险　；参考：《南京农业大学》2014年硕士论文

【摘要】：改革开放以来,社会经济快速发展,企业数量迅速增长,生产经营活动快速膨胀,安全生产工作压力越来越大,安全生产事故也层出不穷,给国家和人民带来了重大损失。国家高度重视安全生产工作,不断出台新政策,新措施来推动安全生产工作,使得全国安全生产形式逐年好转,取得了显著的成绩。安全生产责任保险就是其中一项能够为企业和员工提供保障的政策,但是目前安全生产责任保险政策还处于试点阶段,在国内也是刚刚起步,所以在社会上的认知度并不高。本文通过对盐城市2011-2013年安全生产责任保险执行情况进行总结,从全市11个县(市、区)抽取96家中小高危企业进行调查研究,深入分析安全生产责任保险开展的成效以及存在的问题,从制度建设、政府工作、保险经纪公司功能、保险公司实际操作和企业自身建设等方面提出政策建议。研究发现,在政府、保险经纪公司和保险公司这三个利益相关者的协作推动下,盐城市安全生产责任保险工作的运行机制已初步建立；安全生产责任保险不仅丰富了盐城市安全生产的监管手段,确实提高了企业和职工的保障度,也使得部分企业感受到了安全生产责任保险的甜头；然而安全生产责任保险还存在(1)在制度建设上面缺少法律支撑,没有强制力,(2)政府、保险经纪公司和保险公司的宣传推广力度仍然不够,(3)保险经纪公司和保险公司提供的服务与之前承若仍有差距,(4)部分企业对安全生产责任保险的认识不足,感受不到安全生产责任保险的好处等问题。最后,本文提出了要从法律层面来完善制度建设,让安全生产责任保险政策有法可依,加强政府的组织领导和监督管理,保险经纪公司和保险公司要发挥自身专业特长,强化对企业的服务能力,同时企业也不能等、不能靠,要强化和提升自身的安全生产和保障能力的建设。
[Abstract]:Since the reform and opening up, the rapid development of social economy, the rapid growth of the number of enterprises, the rapid expansion of production and management activities, the pressure of work safety is increasing, and accidents of production safety have emerged in endlessly, which has brought great losses to the country and the people. The state attaches great importance to the work of safety in production and has continuously issued new policies and measures to promote the work of safety in production, which makes the form of production safety in the country improve year by year and has made remarkable achievements. Production safety liability insurance is one of the policies that can provide protection for enterprises and employees, but at present, the production safety liability insurance policy is still in the pilot stage, and it is just beginning in China, so the recognition in the society is not high. Based on the summary of the implementation of liability insurance for production safety in Yancheng City from 2011 to 2013, 96 small high risk enterprises were selected from 11 counties (cities and districts) in the city for investigation and research. This paper analyzes deeply the effect and existing problems of liability insurance in production safety, and puts forward some policy suggestions from the aspects of system construction, government work, the function of insurance broker company, the actual operation of insurance company and the construction of enterprise itself. It is found that under the cooperation of the government, insurance brokerage company and insurance company, the operational mechanism of Yancheng City's work of safe production liability insurance has been preliminarily established. Production safety liability insurance not only enriches the supervision means of production safety in Yancheng city, but also improves the security degree of enterprises and workers, and makes some enterprises feel the sweetness of production safety liability insurance. However, liability insurance for production safety still exists) there is a lack of legal support in the construction of the system, and there is no enforcement power. The publicity and promotion efforts of insurance brokerage companies and insurance companies are still not enough. 3) the services provided by insurance brokers and insurance companies are still far from those previously accepted. 4) some enterprises do not have enough understanding of liability insurance for production safety. Can not feel the benefits of production safety liability insurance and other issues. Finally, this article proposes to perfect the system construction from the legal level, let the production safety liability insurance policy have the legal basis, strengthen the government's organization leadership and supervision and management, the insurance broker company and the insurance company should give play to their own specialty. At the same time, enterprises can not wait for, can not rely on, to strengthen and enhance their own safety production and security capacity construction.
【学位授予单位】：南京农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.69

【相似文献】