巨灾保险证券化分析及其产品设计——以浙江省农业洪涝灾害为例

发布时间：2018-05-16 21:17

  本文选题：巨灾 + 保险　； 参考：《浙江金融》2013年02期

【摘要】：正农业洪涝灾害包括农业遭遇台风、洪水、暴雨等洪涝灾害,对于浙江省来说,台风造成的洪涝灾害最为广泛也最为严重。大灾过后,主要靠政府财政来进行灾后重建和各种善后事宜,在财力有限的情况下,政府的压力很大,对受灾户的补贴和扶助也并不能到位,显然我国缺少这种巨灾风险保障机制。而洪涝灾害已成为影响浙江农业经济发展制约因素的现实也使得巨灾保险这一话题又被推向前台。
[Abstract]:Agricultural flood disaster includes such flood disasters as typhoon , flood , rainstorm , etc . In Zhejiang Province , the flood disaster caused by typhoon is the most extensive and the worst . After the disaster , the government ' s pressure is great , the subsidy and support of the affected households are not in place , obviously , China lacks such catastrophe risk safeguard mechanism . The flood disaster has become the reality that affects the development of agricultural economy in Zhejiang Province , and the topic of catastrophe insurance is also pushed forward to the foreground .
【作者单位】： 浙江工商大学金融学院;
【分类号】：F842.6;F224
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本文编号：1898420