安徽省新型农村养老保险资金供求研究

发布时间：2018-05-31 14:20

本文选题：农村养老 + 新农保　；参考：《安徽农业大学》2015年硕士论文

【摘要】：随着我国社会经济的不断发展,我国人口老龄化的趋势不断加快。由于城乡经济发展水平的客观存在的差距及社会保障制度供给的不平衡造成农村的养老保险等社会保障制度相对城市来说发展较为滞后。而广大农村地区青壮年劳动力不断向城市转移使得农村滞留大批年迈老人,“养儿防老”这种传统的农村养老模式开始逐渐衰落,养老问题成了农村社会发展的一个大问题,也是国家有效解决“三农”问题、统筹城乡协调发展、实现社会主义和谐社会的重要障碍。在党的十六大之后,在总结“老农保”失败的经验教训的基础上,国家开始了关于新型农村社会养老保险试点的探索工作。十七大报告中明确指出,“社会保障对于社会安定团结和保障人们基本生活有着重大的意义”,2009年国务院发布的《国务院关于开展新型农村社会养老保险试点的指导意见》(国发[2009])成为新农保工作探索试点的启明星。农村养老是一个综合性的问题,制定切实可行的农村社会养老保险政策的重点是要解决农村养老保险的资金问题,能否筹集的足够的资金是政策能否持续实施的重要保障。因此可以说如何构建合理的农村养老保险的资金供给模式成为新型农村养老保险事业能否持续发展的重要前提。众所周知,养老保险是社会保障体系的重要组成部分,时间跨度长、涉及人数多、社会影响大,因此是人们关注的重点。资金筹集与按时发放是养老保险持续实施的重要环节。希望通过本文的进一步研究为解决新农保的资金筹集问题提供有益帮助,推动新农保政策的持续发展,真正解决农民的养老问题,实现城乡养老保险一体化发展,实现经济成果的共享。本文基于新型农村社会养老保险政策的实施背景,以安徽省新农保的试点实施情况为例,着重研究新农保的筹资问题。文章首先介绍了关于安徽新农保的实施现状；其次以需求为导向,通过扩展线性支出模型(ELES模型)对安徽省农村居民养老消费结构进行分析研究,为构建科学合理的农村养老保险的供给模式提供实证支撑；再次,通过对新农保筹资主体的资金供给能力进行测算,得到新农保的各筹资主体有能力提供新农保政策所需的资金的结论,;然后选取了国内外农村养老保险比较成功的筹资案例,具体分析了这些国家或地区的农村养老保险资金筹集模式,为安徽省新农保政策的资金筹集提供经验借鉴；最后在分析全文的基础上提出了关于安徽省新农保筹资问题的对策建议。
[Abstract]:With the development of our country's social economy, the trend of aging population is accelerating. Due to the gap between the level of urban and rural economic development and the imbalance in the supply of social security system, the rural old-age insurance and other social security systems are lagging behind the city. However, the continuous transfer of young and middle-aged labor to cities in rural areas has left a large number of elderly people stranded in rural areas. The traditional rural old-age model of "raising children and protecting the elderly" has gradually declined, and the problem of providing for the aged has become a major problem in the development of rural society. It is also an important obstacle for the country to solve the problem of agriculture, rural areas and farmers effectively, coordinate the development of urban and rural areas, and realize a harmonious socialist society. After the 16th National Congress of the Party, on the basis of summing up the experiences and lessons of the failure of the old peasant insurance, the state began to explore the pilot project of the new rural social endowment insurance. It was clearly pointed out in the report of the Seventeenth National Congress that "Social security is of great significance to social stability and unity and to guarantee people's basic life". In 2009, the State Council issued "the State Council's guidance on developing New Rural Social Old-age Insurance pilot" (Guofa [2009]) became a new one. Agricultural insurance work exploration pilot star. Rural old-age insurance is a comprehensive problem. The key point of formulating a feasible rural social old-age insurance policy is to solve the problem of rural old-age insurance funds. Whether enough funds can be raised is an important guarantee for the sustainable implementation of the policy. Therefore, it can be said that how to construct a reasonable fund supply mode of rural old-age insurance has become an important prerequisite for the sustainable development of the new rural old-age insurance. As we all know, pension insurance is an important part of the social security system, with a long span of time, involving a large number of people, social impact, so it is the focus of attention. Raising funds and issuing on time is an important link in the continuous implementation of endowment insurance. Through the further research in this paper, I hope to provide useful help to solve the new rural insurance fund raising problem, promote the sustainable development of the new rural insurance policy, truly solve the problem of farmers' pension, and realize the integration of urban and rural endowment insurance development. To realize the sharing of economic achievements. Based on the background of the implementation of the new rural social endowment insurance policy, this paper takes the pilot implementation of the new rural insurance in Anhui Province as an example, and focuses on the financing of the new rural insurance. The article first introduces the current situation of the implementation of the new rural insurance in Anhui Province, and then analyzes and studies the rural residents' pension consumption structure in Anhui Province through the extended linear expenditure model (Eles model), which is demand-oriented. In order to build a scientific and reasonable rural old-age insurance supply model to provide empirical support; thirdly, through the new rural insurance financing main funding capacity of the calculation, The conclusion that each financing entity of the new rural insurance has the ability to provide the funds needed by the new rural insurance policy is concluded, and then the successful financing cases of the rural old-age insurance at home and abroad are selected. The paper concretely analyzes the rural old-age insurance fund raising mode of these countries or regions, and provides experience and reference for the new rural insurance policy of Anhui Province. Finally, based on the analysis of the full text, the paper puts forward the countermeasures and suggestions on the financing of new rural insurance in Anhui province.
【学位授予单位】：安徽农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F842.67

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