中、美、日体育保险发展现状的比较研究

发布时间：2019-05-20 15:39

【摘要】：体育运动魅力与风险并存,体育风险在竞技体育、社会体育以及学校体育中不可避免地存在着。体育风险有多种控制和管理方式,但体育保险是应对体育风险最科学和最有效的。体育保险在我国仍处于起步阶段,对体育保险的研究有其重要的作用与意义。体育风险理论和体育保险理论是体育保险研究的基础,本文总结了体育风险和体育保险的概念、分类等,并阐述了二者的关系。体育保险在美国和日本已有悠久的历史,且两个国家体育保险的发展位居世界前列,对我国的体育保险完善和发展有很大的借鉴意义。在体育保险的研究中,体育保险的分类方式有多种,本文将体育保险划分为非营利性和营利性两个类别。又以中国、美国、日本三国为研究对象,对三个国家体育保险的各方面进行了比较,包括体育保险相关政策和立法的比较,体育保险的监管制度的比较,非营利性体育保险的比较、营利性体育保险的比较,得出的结论是美国与日本的体育保险发展呈现出法律体系完善、运作机制市场化、业务经营多样化、保险险种和内容周到细致、监管体制健全严格等特点,这些对我国的体育保险发展有很大的启示。最后,本论文结合我国的体育保险发展环境,提出了现阶段非营利性和营利性体育保险发展在立法、监管等方面存在的问题和原因,然后借鉴美国、日本的发展,从立法、监管、科技、培养意识等方面提出了相应的对策。
[Abstract]:Sports charm and risk coexist, sports risk inevitably exists in competitive sports, social sports and school sports. There are many ways to control and manage sports risk, but sports insurance is the most scientific and effective to deal with sports risk. Sports insurance is still in its infancy in our country, and the research on sports insurance plays an important role and significance. Sports risk theory and sports insurance theory are the basis of sports insurance research. This paper summarizes the concept and classification of sports risk and sports insurance, and expounds the relationship between them. Sports insurance has a long history in the United States and Japan, and the development of sports insurance in the two countries is in the forefront of the world, which has great reference significance for the improvement and development of sports insurance in our country. In the research of sports insurance, there are many classification methods of sports insurance. In this paper, sports insurance is divided into two categories: non-profit and profit. Taking China, the United States and Japan as the research object, this paper compares all aspects of sports insurance in the three countries, including the comparison of policies and legislation related to sports insurance, and the comparison of the regulatory system of sports insurance. The comparison of non-profit sports insurance draws the conclusion that the development of sports insurance in the United States and Japan shows perfect legal system, marketization of operation mechanism and diversification of business management. The types and contents of insurance are thoughtful and meticulous, and the supervision system is perfect and strict, which has great enlightenment to the development of sports insurance in our country. Finally, combined with the development environment of sports insurance in our country, this paper puts forward the problems and causes of the development of non-profit and for-profit sports insurance in legislation and supervision at the present stage, and then draws lessons from the development of the United States and Japan, from the legislation. The corresponding countermeasures are put forward in the aspects of supervision, science and technology, and the cultivation of consciousness.
【学位授予单位】：北京体育大学
【学位级别】：博士
【学位授予年份】：2014
【分类号】：F841.3

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