我国知识产权保险发展研究
发布时间：2019-07-06 11:02
【摘要】：知识是知识经济时代的第一生产要素,运用知识产权来提高企业的市场竞争力,是新经济时代不可或缺的重要手段,自主知识产权拥有量的多少更是衡量一个国家综合竞争力的重要指标。然而,随着人们对知识产权所蕴含的巨大商业价值的了解,其侵权风险也在进一步加剧。伴随国内外知识产权纠纷数量不断攀升,人们一般选择司法途径来解决纠纷问题,但维权成本颇高,一些企业难以承受,于是知识产权保险在欧美等知识产权大国率先发展起来。它将知识产权与金融手段有机地结合起来,由保险公司分担知识产权侵权风险,另辟蹊径对知识产权进行风险管理。知识产权保险一般分为知识产权侵权责任保险和知识产权执行保险,它们能从攻防两方面来满足客户的需求。而我国知识产权保险才刚刚起步,不论是理论还是实践都亟待探讨与发展。 本文首先对知识产权风险及其可保性进行了分析阐述,并在此基础上从宏观和微观两方面分析了知识产权保险的重要作用。然后,笔者在深入了解我国知识产权保险发展现状的基础上,从保险需求、赔付率、专业人才、法律环境以及保险公司的管理水平这五方面,论述了现阶段我国发展知识产权保险所面临的主要障碍。并且进一步通过对欧美、日本知识产权保险市场发展脉络的分析,得出其中有借鉴价值的经验,再结合本国实际情况,从险种与模式的选择、保险公司的经营管理以及政府与科技型企业的角度,提出了我国发展知识产权保险事业的具体思路。
文内图片：
图片说明：008-2012法院新收知识产权民事一审案件数资料来源：最高人民法院司法数据
[Abstract]:Knowledge is the first factor of production in the era of knowledge economy. Using intellectual property rights to improve the market competitiveness of enterprises is an indispensable and important means in the new economic era. The amount of independent intellectual property rights is an important index to measure the comprehensive competitiveness of a country. However, with the understanding of the huge commercial value of intellectual property rights, the risk of infringement is further aggravated. With the increasing number of intellectual property disputes at home and abroad, people generally choose judicial ways to solve disputes, but the cost of safeguarding rights is quite high, some enterprises can not bear, so intellectual property insurance in Europe and the United States and other intellectual property countries took the lead in the development. It combines intellectual property rights with financial means organically, and insurance companies share the risk of intellectual property infringement, and find another way to manage intellectual property rights. Intellectual property insurance is generally divided into intellectual property infringement liability insurance and intellectual property enforcement insurance, which can meet the needs of customers from two aspects of attack and defense. However, intellectual property insurance in China has just started, both in theory and practice need to be discussed and developed. This paper first analyzes and expounds the risk of intellectual property rights and its insurability, and on this basis, analyzes the important role of intellectual property insurance from both macro and micro aspects. Then, on the basis of deeply understanding the present situation of the development of intellectual property insurance in China, the author discusses the main obstacles to the development of intellectual property insurance in China from five aspects: insurance demand, indemnity rate, professional talents, legal environment and the management level of insurance companies. And through the analysis of the development of intellectual property insurance market in Europe, America and Japan, this paper obtains the experience of reference value, and then puts forward the concrete ideas of developing intellectual property insurance in China from the angle of the choice of insurance type and mode, the management of insurance company and the government and scientific and technological enterprises in terms of the choice of insurance type and mode, the management of insurance company and the government and scientific and technological enterprises.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.6
本文编号：2510964
文内图片：
图片说明：008-2012法院新收知识产权民事一审案件数资料来源：最高人民法院司法数据
[Abstract]:Knowledge is the first factor of production in the era of knowledge economy. Using intellectual property rights to improve the market competitiveness of enterprises is an indispensable and important means in the new economic era. The amount of independent intellectual property rights is an important index to measure the comprehensive competitiveness of a country. However, with the understanding of the huge commercial value of intellectual property rights, the risk of infringement is further aggravated. With the increasing number of intellectual property disputes at home and abroad, people generally choose judicial ways to solve disputes, but the cost of safeguarding rights is quite high, some enterprises can not bear, so intellectual property insurance in Europe and the United States and other intellectual property countries took the lead in the development. It combines intellectual property rights with financial means organically, and insurance companies share the risk of intellectual property infringement, and find another way to manage intellectual property rights. Intellectual property insurance is generally divided into intellectual property infringement liability insurance and intellectual property enforcement insurance, which can meet the needs of customers from two aspects of attack and defense. However, intellectual property insurance in China has just started, both in theory and practice need to be discussed and developed. This paper first analyzes and expounds the risk of intellectual property rights and its insurability, and on this basis, analyzes the important role of intellectual property insurance from both macro and micro aspects. Then, on the basis of deeply understanding the present situation of the development of intellectual property insurance in China, the author discusses the main obstacles to the development of intellectual property insurance in China from five aspects: insurance demand, indemnity rate, professional talents, legal environment and the management level of insurance companies. And through the analysis of the development of intellectual property insurance market in Europe, America and Japan, this paper obtains the experience of reference value, and then puts forward the concrete ideas of developing intellectual property insurance in China from the angle of the choice of insurance type and mode, the management of insurance company and the government and scientific and technological enterprises in terms of the choice of insurance type and mode, the management of insurance company and the government and scientific and technological enterprises.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.6
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