中国农村金融演进的理论与实践——新比较经济学的视角

发布时间：2018-06-28 08:29

本文选题：政府要素 + 私人要素　；参考：《河南大学学报(社会科学版)》2017年04期

【摘要】：政府要素与市场要素的优化组合是中国农村金融演进的基本逻辑。根据新比较经济学框架,短期内,政府主导型制度偏好是中国农村金融市场的最优制度选择;但是随着改革开放进程的加速,长期来看,经济社会的变迁明显改变了中国农村金融发展的经济基础、法律环境以及社会资本和文化条件,引起长期制度可能性曲线的上移,从而形成政府要素与市场要素的新组合。这种变迁有效改善了供给曲线形状,明显改进了中国农村金融市场的绩效。遵循这一逻辑,中国农村金融下一步改革的重点仍然应该顺应农村金融演进规律,促进市场要素的增长,而政府要素介入应该侧重于制度供给、政策支持以及市场不足的弥补。
[Abstract]:The optimal combination of government elements and market elements is the basic logic of the evolution of Chinese rural finance. According to the framework of new comparative economics, in the short term, the preference of government-led institutions is the best institutional choice for China's rural financial markets. However, with the acceleration of the reform and opening up process, in the long run, The changes of economy and society have obviously changed the economic base, legal environment, social capital and cultural conditions of China's rural financial development, and caused the upward shift of the long-term institutional possibility curve, thus forming a new combination of government elements and market elements. This change effectively improves the shape of the supply curve and the performance of China's rural financial markets. Following this logic, the focus of the next reform of Chinese rural finance should still conform to the law of rural financial evolution and promote the growth of market elements, while the intervention of government elements should focus on institutional supply, policy support and market insufficiency.
【作者单位】：南京财经大学金融学院;
【基金】：教育部人文社科基金项目“政府支持、环境约束与农村金融发展”(11YJA790086)阶段性成果国家自然科学基金青年项目“农村金农村信贷资金流动:基于县域银行分支机构的视角”(71403116)阶段性成果
【分类号】：F832.35

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