美国不良贷款证券化的动力:提高杠杆与对冲风险
发布时间:2019-02-15 22:35
【摘要】:对不良贷款证券化而言,关键一步是将不良贷款证券化后的证券产品销售出去。但不良贷款具有较高的违约风险,如果不能触及市场的真正需求,那么所构造的证券化产品不会被市场认可,不良贷款证券化业务也会停滞不前。本文作者阐述了美国的不良资产证券化的动力,以期能对我国提升不良资产证券化专业水平,更好地控制金融杠杆风险提供参考。
[Abstract]:For non-performing loan securitization, the key step is to sell securities products after non-performing loan securitization. However, non-performing loans have a high default risk. If they cannot reach the real market demand, then the structured securitization products will not be recognized by the market, and the non-performing loan securitization business will also stagnate. The author expounds the motive force of American non-performing asset securitization in order to improve the professional level of non-performing asset securitization and better control the financial leverage risk in our country.
【作者单位】: 外交学院国际经济学院;
【分类号】:F832.5;F837.12
[Abstract]:For non-performing loan securitization, the key step is to sell securities products after non-performing loan securitization. However, non-performing loans have a high default risk. If they cannot reach the real market demand, then the structured securitization products will not be recognized by the market, and the non-performing loan securitization business will also stagnate. The author expounds the motive force of American non-performing asset securitization in order to improve the professional level of non-performing asset securitization and better control the financial leverage risk in our country.
【作者单位】: 外交学院国际经济学院;
【分类号】:F832.5;F837.12
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