新自由主义、金融危机与金融监管体制之变革

发布时间：2018-02-14 01:19

本文关键词： 新自由主义金融危机金融监管　出处：《法学杂志》2012年01期 　论文类型：期刊论文

【摘要】：新自由主义理念支配下的华尔街金融创新日新月异,金融市场"高度繁荣"。受此影响,监管领域出现了反监管思潮,其逻辑后果便是市场与政府(监管)出现双重失灵,金融危机爆发并蔓延。美国金融监管权力配置的欠缺导致监管冲突与监管真空;监管成本与监管收益不匹配;监管部门组成人员配置不合理。在全球金融体制风云变幻的今天,汲取美国教训、完善我国金融监管体制应重点关注:信守保护投资者和消费者之市场永恒价值真谛;建立宏观审慎监管体制以应对系统性风险;通过内部控制与外部监管,完善金融机构治理;构建对监管者之"监管"制度;重点监管民间金融和影子银行系统。
[Abstract]:Wall Street's financial innovation is changing rapidly under the control of neoliberal ideas, and the financial market is "highly prosperous". Under the influence of this, anti-regulation thoughts have emerged in the regulatory field, the logical consequence of which is that the market and the government (supervision) have a double failure. The financial crisis broke out and spread. The lack of allocation of financial regulatory power in the United States led to regulatory conflicts and regulatory vacuums; regulatory costs and regulatory benefits were not matched; and the composition of regulatory departments was unreasonable. Today, when the global financial system is changing, To learn the lessons from the United States and perfect our financial regulatory system, we should pay attention to: adhering to the true meaning of protecting investors and consumers in the eternal value of the market; establishing a macro-prudential regulatory system to deal with systemic risks; and adopting internal control and external supervision. Improve the governance of financial institutions; build a "supervision" system for regulators; focus on the supervision of private finance and shadow banking system.
【作者单位】：辽宁大学法学院;
【基金】：教育部人文社会科学基金项目“银行监管权配置的法律问题研究”(项目编号:11YJA820099)的阶段性成果
【分类号】：F091.352;F831.59;F831.1

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