浙江汽车金融公司发展研究

发布时间：2018-01-08 02:18

本文关键词：浙江汽车金融公司发展研究　出处：《浙江大学》2014年硕士论文　论文类型：学位论文

【摘要】：汽车金融公司(Finance Company)是发达国家汽车金融服务的主要提供者,它服务目标明确,对汽车金融服务更专业化,操作流程标准化,具有规模经济优势和较强抵御风险能力。国内汽车产业高速发展,但汽车金融业务只占汽车总销量的10%-20%,这是由于传统的商业银行信贷模式主导所致。实践表明,传统的商业银行无法单独主导汽车金融服务,因此,借鉴国外模式,大力发展汽车金融公司能促进汽车金融业的发展,从而推动国内汽车产业走向成熟。浙江,中国改革开放以来经济发展最快的区域之一,具有区域经济均衡发展优势、本土企业家创业优势、民间资本积累优势和产业集群块状经济优势。本文通过汽车金融、企业战略管理等相关理论的文献研究,结合市场调研、信息分析、国外成熟经验等,归纳了汽车金融公司发展的作用,总结了浙江汽车金融公司发展的市场环境、政策支持、技术条件,分析了浙江汽车金融公司发展存在的政策体制、产业组织等问题。本文通过G公司的案例剖析了浙江汽车金融公司的发展现状,从而对浙江汽车金融公司发展对策进行了探讨,提出了争取环境支持,加强与商业银行、厂家等合作,拓宽融资渠道,发展产业链投资业务,开办购车储蓄等对策。
[Abstract]:Auto finance company (Finance Company) is the main provider of automotive financial services in developed countries, the service goal is clear, the automobile finance service more specialization, standardization of processes, has the advantage of economies of scale and strong ability to resist risks. The rapid development of the domestic auto industry, the auto finance business accounts for 10%-20% of total vehicle sales, this is the leading commercial bank credit mode caused by traditional. Practice shows that the traditional commercial banks unable to lead the automobile finance service, alone so, learn from foreign models, vigorously develop the automobile finance company can promote the auto finance industry, so as to promote the domestic auto industry to mature.
Zhejiang, one of the Chinese since the reform and opening up of the fastest growing economic regions, with the balanced development of regional economy, local entrepreneurs, private capital accumulation and advantages of industrial clusters massive economic advantages. Through auto finance, literature research of enterprise strategic management and related theory, combined with market research, information analysis, foreign mature experience etc. that sums up the auto finance company development, summarizes the Zhejiang auto finance company development market environment, policy support, technical conditions, analysis of the deposit in Zhejiang auto finance company development policy system, industrial organization and so on. This paper analyzes the current situation of the development of Zhejiang auto finance company through the case of G, thus to the development the Countermeasures of Zhejiang automobile finance company has carried on the discussion, proposed to strengthen environmental support, and commercial banks, manufacturers and other cooperation, broaden the financing channels. Expand the industry chain to invest in business, and set up some measures to buy car savings.

【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F426.471;F832

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