京津金融一体化的实施基

发布时间：2018-09-12 18:00

【摘要】：本文主要针对目前京津两地分别提出的建立金融中心的背景，探讨如何利用金融集聚的模式解决和协调北京天津金融中心建设的问题，如何统筹兼顾，战略性地规划北京天津的金融发展。本文首先将金融一体化界定为地区之间的金融活动相互渗透、相互影响而形成一个联动整体的发展态势，并且对研究所根据的理论基础进行了论述，然后分析了京津金融一体化发展的必要性和优越性，，在此基础上剖析目前京津金融一体化的进度进程和制约因素，最终对典型的金融集聚一体化并辐射周边的模式加以借鉴，提出有依据、有针对性的京津一体化发展的路径及模式，并提出具体的建议。具体来看，本文第一部分介绍了本文内容和研究方法，分析了本研究的创新与不足；第二部分分析了本文的研究理论基础，包括金融集聚动因的相关理论（由产业集聚和因果累积导致的金融集聚、由集聚的空间外部性导致的金融集聚、由金融规模经济导致的金融集聚），金融中心的内涵与形成条件的相关理论和金融发展与区域经济增长的理论，并且对国内和国外相关研究和动态进行了综述。第三部分对京津地区金融一体化发展的必要性进行了分析，为了支持和论证这一观点，采用了例证的方式，通过区域金融一体化战略已经被很多地区金融发展所采纳的趋势，并且预估一体化战略实施以后的预期效果来论证这一战略的优越性。第四部分旨在通过储蓄-投资相关性方法（FH方法）对于京津金融一体化程度进行测量，从而得出京津金融目前的一体化程度的相关结论，进而对进一步一体化策略的实施基础进行分析。根据FH方法理论，考虑京津地区整体因素影响和地方政府财政影响的情况下，北京和天津两地投资率和储蓄率的相关性从1952年开始，先增大后减小。即地区金融一体化程度先减小后，逐渐走向开放，一体化程度趋势较为乐观，但仍有一定的上升空间。第五部分总结了目前京津金融一体化的制约因素，宏观方面的因素包括行政地域因素、政策规划因素和基础设施和环境因素；微观方面的因素包括业务竞争内耗和服务缺乏创新。第六部分提出应当建立以北京为中心的金融机构聚集高地，并以此提出了京津金融一体化发展模式选择和路径设计，具体包创建品牌，明确定位；制定政策，改善生态，具体包括加强区域金融监管、确保资金流通畅、确保人才流通畅、确保信息流通畅；转变职能，统筹策划，建立协调机制，改变考核标准，坚持市场主导，促进市场完善。
[Abstract]:This paper mainly aims at the background of the establishment of financial center proposed by Beijing and Tianjin at present, discusses how to use the model of financial agglomeration to solve and coordinate the construction of financial center in Beijing and Tianjin, and how to make overall plans. Strategically plan the financial development of Beijing and Tianjin. In this paper, financial integration is defined as the mutual penetration of regional financial activities and mutual influence to form a linkage of the overall development situation, and the theoretical basis of the study is discussed. Then it analyzes the necessity and superiority of the development of Beijing-Tianjin financial integration, on the basis of which, it analyzes the progress and restrictive factors of Beijing-Tianjin financial integration, and finally draws lessons from the typical model of financial agglomeration and radiation surrounding. This paper puts forward the path and mode of the integrated development of Beijing and Tianjin, and puts forward some concrete suggestions. Specifically, the first part of this paper introduces the content and research methods, analyzes the innovation and shortcomings of this study, the second part analyzes the theoretical basis of this study. Including the relevant theories of financial agglomeration motivation (financial agglomeration caused by industrial agglomeration and causality accumulation, financial agglomeration caused by spatial externality of agglomeration, Financial agglomeration caused by financial economies of scale), the related theories of the connotation and forming conditions of financial centers, and the theories of financial development and regional economic growth, and the related researches and trends at home and abroad are summarized. The third part analyzes the necessity of the development of financial integration in Beijing and Tianjin. In order to support and prove this viewpoint, it adopts the way of illustration, and has been adopted by many regions through the strategy of regional financial integration. And predict the expected effect after the implementation of the integration strategy to demonstrate the superiority of this strategy. The fourth part aims to measure the degree of financial integration of Beijing and Tianjin by using the method of savings and investment correlation (FH method), so as to draw the relevant conclusions of the degree of integration of Beijing and Tianjin finance at present. Then the implementation basis of further integration strategy is analyzed. According to the theory of FH method, the correlation between investment rate and saving rate of Beijing and Tianjin began in 1952 and then decreased after considering the influence of the whole factor of Beijing and Tianjin and the influence of local government finance. That is to say, the degree of regional financial integration decreases first, then moves towards opening up gradually, the trend of integration degree is optimistic, but there is still some room to rise. The fifth part summarizes the restriction factors of Beijing-Tianjin financial integration at present. The macro factors include administrative geographical factors, policy planning factors, infrastructure and environmental factors. Micro factors include internal friction in business competition and lack of innovation in service. The sixth part puts forward that the gathering heights of financial institutions should be set up with Beijing as the center, and puts forward the choice of development mode and path design of Beijing-Tianjin financial integration, including the creation of brands, the clear positioning, the formulation of policies, and the improvement of ecology. It includes strengthening the regional financial supervision, ensuring the smooth flow of funds, ensuring the smooth flow of talents and information; changing functions, planning as a whole, establishing coordination mechanism, changing the assessment standard, insisting on market leading, and promoting market perfection.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.7

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