菏泽市城乡居民社会养老保险问题研究

发布时间：2018-03-07 20:04

本文选题：菏泽市　切入点：城乡居民社会养老保险　出处：《山东师范大学》2016年硕士论文　论文类型：学位论文

【摘要】：社会养老保险作为社会保障的一个组成部分,其完善与否关系到社会发展的根基是否牢固,社会养老保险对于保障民生、促进经济发展的作用是无可替代的。自1980年以来,全国已探索建立社会养老保险制度,由于各地结合自身的经济和社会发展水平来制定自己的社会养老保险制度,缺乏宏观的科学的规划,导致社会养老保险在各地的发展出现不平衡。面对众多的问题,1998年,全国停止探索农村养老保险工作。2009年9月,国家探索如何构建新型农村社会养老保险制度,通过部分试点,逐步扩大覆盖范围,在2012年实现了 "新农保"制度的全覆盖。2014年2月推出的政策,开始谋划将农村居民和城镇居民的养老保险实行合并和统一管理。目前,学术界关于城乡居民社会养老保险体系建设的研究成果较多,但学者对城乡居民社会养老保险体系建设的研究多从宏观层面进行分析,结合基层城乡居民社会养老保险的实施情况来对城乡居民社会养老保险体系进行分析和研究的较少。因此,本文以菏泽市的相关数据,使用文献分析、案例分析、比较分析,多角度发现和分析城乡居民社会养老保险在基层实施过程中存在的问题,并尝试提出具体的完善实施建议。第一章主要阐述选题的背景和意义。随着我国人口的老龄化现象加剧,居民养老的问题日渐严重,而城乡居民社会养老保险可以缓解不断加剧的养老压力,可以提高基本养老保险制度、促进公平,可以扩大内需、拉动经济增长。但其在实施过程有成果也有问题,找出问题、分析问题、提出问题的解决建议就是本文的主要目的。第二章主要对养老保险实施的基本概念进行介绍,同时梳理社会养老保险的发展历史,分析当前基层养老保险制度实施的历史基础。这一部分理顺我国养老保险制度的开发过程,总结农村养老保险、新型农村养老保险、城镇居民养老保险和城乡居民社会养老保险各个阶段的经验教训,为后面的发现问题和分析原因做准备。第三章主要介绍菏泽市城乡居民社会养老保险实施的主要内容及特征。这一部分将结合菏泽市的发展实际,主要介绍菏泽市城乡居民社会养老保险的制度内容、实施现状及主要措施,同时将别的省份中经济发展水平类似的城市与菏泽市的情况进行对比,以期在对比和分析中借鉴经验,为菏泽市的城乡居民社会养老保险的健康发展提供建议。第四章主要分析问题及问题产生的原因。本文从统筹层次、养老待遇水平、参保意愿和基层经办服务等方面对菏泽市城乡居民社会养老保险进行分析,总结存在于城乡居民社会养老保险基层实施过程中的间题。从立法、制度和体系三个方面分析问题产生的原因:一是立法层次低,二是制度缺乏吸引力、引导机制缺乏灵活性;三是服务社会化程度低,养老保险服务体系不健全。第五章主要提出完善城乡居民社会养老保险在基层实施的对策和建议。在总结问题和原因两部分的基础上,从"完善立法,健全机制,转换政府职能"等方面提出对策和建议,以期使我国城乡居民社会养老保险在基层实施更加科学和有效。
[Abstract]:Social endowment insurance as a part of social security, the improvement is related to the foundation of social development is strong, social endowment insurance to protect people's livelihood, promote economic development plays an irreplaceable role. Since 1980, China has been exploring the establishment of social pension insurance system, because of the combination of economic and social development level of their own to develop their own social endowment insurance system, the lack of scientific planning, leading to the development of social endowment insurance in all parts of the imbalance. Facing many problems, in 1998, the country stop exploring rural endowment insurance.2009 in September, countries to explore how to construct the new rural social endowment insurance system, the part of the pilot, and gradually expand the coverage, to achieve the "new agricultural insurance system covering the whole.2014 in February launched a policy in 2012, began to plan the rural residents and the city Town residents pension insurance merger and unified management. At present, the academic research on the construction of urban and rural social endowment insurance system is more, but the research of the urban and rural social endowment insurance system from the macro level analysis, combined with the implementation of urban and rural residents basic endowment insurance of urban and rural social pension the insurance system for analysis and research less. Therefore, based on the related data of Heze City, using literature analysis, case analysis, comparative analysis, discovery and analysis are implemented at the grassroots level in the process of urban and rural social endowment insurance problem of multi angle, and try to put forward specific suggestions to improve. The first chapter mainly elaborates the background and significance topic. With the increase of aging population in our country, residents of old-age problem is increasingly serious, and the social endowment insurance of urban and rural residents can To ease the growing pressure of pension, can improve the basic old-age insurance system, promote equity, can expand domestic demand and stimulate economic growth. But in the implementation process results also have problems, identify problems, analyze problems, put forward suggestions to solve the problem of the main purpose is in this paper. The second chapter mainly introduces the basic concept of the implementation of pension insurance at the same time, the development history of social endowment insurance, analysis of the historical basis for the implementation of basic endowment insurance system at present. This part out of China's endowment insurance system development process, summed up the rural pension insurance, the new rural endowment insurance, endowment insurance and the experience of urban and rural social pension insurance for urban residents each, for the following the problems and their causes in preparation. The third chapter mainly introduces the main contents and features of the implementation of urban and rural residents pension insurance society in Heze city. This part will combine the actual development of Heze City, the content of the system mainly introduces the Heze urban and rural social endowment insurance, the implementation status and main measures, and compares the level of economic development of the city and the city of Heze is similar to other provinces in the situation, in order to learn from the experience of the comparison and analysis, provide suggestions for the healthy development of urban and rural residents social endowment insurance in Heze city. The fourth chapter analysis reasons of the main problems and problems. This paper from the overall level, the level of pension benefits, willingness and basic handling services and other aspects of Heze city urban and rural residents social endowment insurance is analyzed, summarizes the existed in the social endowment insurance of urban and rural residents at the grassroots level in the implementation process between questions. From the legislation, analysis of the causes of the problems in three aspects of the system: one is the low level of legislation, the two system is the lack of attraction, guiding mechanism of lack of spirit The three is the service activity; low degree of social endowment insurance, service system is not perfect. The fifth chapter puts forward to perfect the social endowment insurance of urban and rural residents in the basic implementation of countermeasures and suggestions. Based on summarizing the problems and reasons on the two part, from the improvement of legislation, perfecting the mechanism, puts forward the countermeasures and suggestions of government's function transformation "hand, in order to make the urban and rural social endowment insurance in China at the grassroots level to implement more scientific and effective.

【学位授予单位】：山东师范大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F842.67

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