公司董事责任保险法律制度研究

发布时间：2018-06-19 21:58

本文选题：董事责任 + 责任保险　；参考：《中央民族大学》2011年硕士论文

【摘要】：随着市场经济的发展和公司制度的日益完善,公司股东及其他利益相关者的利益保护问题受到越来越多的重视,董事民事责任的加重也成为公司法律制度发展的必然趋势。董事因此面临逐渐增加的职业风险,即便是恪尽职守的董事也可能会因为知识能力所限或主观疏忽而判断失误,给公司和公司投资者造成损失。这在一定程度上造成了董事权责的失衡,因此需要一定的制度安排来救济董事因过失职务行为而产生的责任,使董事权责重新达到平衡,从而激发董事经营的积极性和创造性。英美国家普遍采用的董事责任保险制度正是这样一种转嫁风险、平衡董事权责的机制,同时也是完善公司治理目的下的制度选择。董事责任保险不仅能保障投资者和债权人的合法利益,还能有效化解董事及高级管理人员的法律风险,进而激发董事及高级管理人员的经营能力。目前,董事责任保险在我国尚属新鲜事物,在理论界,对于董事责任保险中所涉及的被保险人、可保风险、董事的过失行为、归责原则、除外责任、保险费的负担等一系列基本的问题都没有深入和成熟的研究。我们应尽可能地立足于我国现有的立法,并结合我国实际,借鉴、吸收、移植国外的立法成就和实践经验,从而建立符合中国国情的董事责任保险机制。本文分三个部分详细阐述了“董事责任保险法律制度”。第一部分为基本问题,包括概述(概念、分类、特征),制度的演进和法理分析,这一部分主要是基础知识,为下文做好铺垫。第二部分介绍该制度在我国的发展现状,包括董事责任保险制度相关立法现状、董事责任保险相关诉讼制度以及公司制度自身问题对该制度发展的阻碍。第三部分主要介绍董事责任制度在我国发展的必要性和可行性、董事责任保险法律制度的构建和完善,包括法律基础和归责原则,董事责任保险合同的内容完善,最后针对该制度提出了一些完善的想法,例如完善《公司法》、《保险法》等相关立法,同时引入经营判断规则,完善公司补偿制度,建立董事责任免除机制等。
[Abstract]:With the development of the market economy and the improvement of the company system, more and more attention has been paid to the protection of the interests of the shareholders and other stakeholders of the company, and the aggravation of the civil liability of the directors has become an inevitable trend of the development of the company legal system. As a result, directors are exposed to increasing occupational risks, and even dedicated directors may misjudge due to limited knowledge or negligence, causing losses to companies and corporate investors. To a certain extent, this has caused the imbalance of directors' rights and responsibilities, so it is necessary to make certain institutional arrangements to relieve the directors' responsibilities arising from negligent duties, so that the directors' rights and responsibilities can be rebalanced, thus stimulating the directors' enthusiasm and creativity in their management. The director's liability insurance system, which is widely used in Anglo-American countries, is just such a mechanism to transfer risks and balance the rights and responsibilities of directors, and it is also a system choice for the purpose of perfecting corporate governance. Director liability insurance can not only protect the legitimate interests of investors and creditors, but also effectively resolve the legal risks of directors and senior managers, and then stimulate the management ability of directors and senior managers. At present, director liability insurance is a new thing in our country. In the theoretical circle, for the insured involved in director liability insurance, the insurable risk, the director's negligent behavior, the imputation principle, the exception liability, The burden of insurance premiums and a series of basic issues are not in-depth and mature research. We should base ourselves on the existing legislation as far as possible, and combine with the reality of our country, draw lessons from, absorb and transplant foreign legislative achievements and practical experience, so as to establish a director's liability insurance mechanism in accordance with the national conditions of China. This article is divided into three parts to elaborate the legal system of director liability insurance in detail. The first part is the basic problems, including the concept, classification, characteristics, the evolution of the system and legal theory analysis, this part is the basic knowledge, for the following do a good job. The second part introduces the development of the system in China, including the current legislation of director liability insurance system, director liability insurance related litigation system and the company system itself to hinder the development of the system. The third part mainly introduces the necessity and feasibility of the development of director's liability system in China, the construction and perfection of director's liability insurance legal system, including the legal basis and imputation principle, and the perfection of director's liability insurance contract. Finally, the author puts forward some perfect ideas on the system, such as perfecting the relevant legislation such as Company Law, Insurance Law, and so on. At the same time, it introduces the rules of operation judgment, consummates the compensation system of the company, and establishes the exemption mechanism of directors' liability, and so on.
【学位授予单位】：中央民族大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D922.291.91;D922.284

【参考文献】