浮动抵押中债权人利益保护问题研究

发布时间：2018-04-18 07:31

本文选题：浮动抵押 + 案例分析　；参考：《内蒙古大学》2015年硕士论文

【摘要】：我国《物权法》第一百八十一条、一百八十九条和一百九十六条的规定,确立了浮动抵押制度及抵押权的实行,这三条规定显然不能完全涵盖日益丰富的经济活动中对浮动抵押制度的应用。由于《物权法》对抵押人设押后处分抵押物的权利限制较少,对抵押权人的利益没有给予更为有效的保护,致使在浮动抵押过程中,抵押权人和抵押人之间的利益保护不对等,这是浮动抵押这一新型担保形式,在我国无法得到广泛应用的最主要因素,也是我国浮动抵押制度发展和完善的方向。我国浮动抵押制度,与英美国家所规定的浮动抵押制度是有所不同的一种特殊担保形式。本文将通过一些典型案例的分析,对我国浮动抵押制度进行剖析,提出债权人在浮动抵押制度中存在的法律风险以及风险的成因和债权人如何应对风险等问题；并同时对抵押权人在设置浮动抵押权时的利益考量进行分析,寻求如何有效保障抵押权人的权益,实现浮动抵押中抵押权人与债务人之间的利益均衡,增强浮动抵押在实践中的可操作性,使其价值得以充分的体现。
[Abstract]:The provisions of articles 181, 189 and 196 of the Real right Law of China establish the system of floating mortgage and the implementation of mortgage.These three provisions clearly do not fully cover the application of floating mortgages in increasing economic activity.Because the property Law has less restrictions on the mortgagor's right to postpone the disposition of the mortgagee and does not give more effective protection to the mortgagee's interests, the protection of the interests between the mortgagee and the mortgagor is not equal in the process of floating mortgage.This is a new security form of floating charge, which can not be widely used in our country. It is also the direction of the development and improvement of floating charge system in our country.The floating charge system in our country is different from the floating charge system in Anglo-American countries.Through the analysis of some typical cases, this paper analyzes the floating mortgage system in China, and puts forward the legal risks of creditors in the floating mortgage system, the causes of the risks and how the creditors deal with the risks.At the same time, it analyzes the interests of the mortgagee in setting up the floating mortgage, and seeks how to effectively protect the rights and interests of the mortgagee and realize the balance of interests between the mortgagee and the debtor in the floating mortgage.Enhance the feasibility of floating charge in practice, so that its value can be fully reflected.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D923.2

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