互联网金融背景下消费者后悔权制度研究
发布时间：2018-08-05 15:58
【摘要】：随着电子商务的迅速发展,互联网金融行业也日益兴起,其作为一种金融创新模式——互联网与金融的融合,不仅是科技的创新,更是为广大网购消费主体提供了便利。作为互联网金融的主体之一—网购消费者,其后悔权不仅是实现网络金融公平交易的重要途径,而且有利于网购消费者权益的保护。然而,我国网购消费者后悔权在实现过程中存在着权利被虚设,缺乏立法保障的情形,因此需要完善我国后悔权制度。在本文中笔者将从消费者后悔权的产生背景,立法现状来分析我国目前消费者后悔权中存在问题,并提出相关的解决对策。
[Abstract]:With the rapid development of electronic commerce, the Internet financial industry is also rising day by day. As a financial innovation mode, the integration of Internet and finance is not only the innovation of science and technology, but also provides convenience for the vast number of consumers of online shopping. As one of the main body of Internet finance, the right of repentance is not only an important way to realize the fair transaction of online finance, but also beneficial to the protection of consumers' rights and interests. However, in the process of realizing the right of repentance, there is a lack of legislative protection, so it is necessary to perfect the system of the right of regret in our country. In this paper, the author will analyze the problems existing in the consumer's right of regret in our country from the background of consumer's right of regret and the present situation of legislation, and put forward some relevant countermeasures.
【作者单位】： 新疆财经大学;
【基金】：新疆财经大学研究生科研创新项目资助
【分类号】：D923.8;F724.6
[Abstract]:With the rapid development of electronic commerce, the Internet financial industry is also rising day by day. As a financial innovation mode, the integration of Internet and finance is not only the innovation of science and technology, but also provides convenience for the vast number of consumers of online shopping. As one of the main body of Internet finance, the right of repentance is not only an important way to realize the fair transaction of online finance, but also beneficial to the protection of consumers' rights and interests. However, in the process of realizing the right of repentance, there is a lack of legislative protection, so it is necessary to perfect the system of the right of regret in our country. In this paper, the author will analyze the problems existing in the consumer's right of regret in our country from the background of consumer's right of regret and the present situation of legislation, and put forward some relevant countermeasures.
【作者单位】： 新疆财经大学;
【基金】：新疆财经大学研究生科研创新项目资助
【分类号】：D923.8;F724.6
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