论海上保险最大诚信原则
发布时间:2018-05-18 07:25
本文选题:海上保险 + 最大诚信 ; 参考:《复旦大学》2008年硕士论文
【摘要】: 英国作为传统的海运强国,其对现代海上保险的影响自然最大。1766年,英国的Mansfield大法官在Carter案中的判决确立了现代海上保险的基本原则,其中最重要的就是最大诚信原则,并为以后的英国海上保险法奠定了基础。英国《1906年海上保险法》是国际海上保险业影响最大的一部海上保险法。该法第17条明确规定,“海上保险合同是建立在最大诚信基础上的,如果合同任何一方不遵守最大诚信,另一方即可宣告合同无效”。 我国的立法理念接近于大陆法系,大陆法系国家民商法有诚信原则的一般规定,2003年修订的《中华人民共和国保险法》增加了“诚信原则”的规定,但没有规定“最大诚信”。1992年通过的《中华人民共和国海商法》对海上保险法进行了专门的规定,但作为特别法,其也未规定“最大诚信”。 本文在第一章分别对诚实信用原则、最大诚信原则的定义、特征等进行了论述,同时通过两者关系的阐述,说明了两者不同的渊源及发展背景,但不可否认的是诚实信用原则是最大诚信原则的核心概念。 第二章重点讨论了最大诚信原则在英国海上保险法中的体现,被保险人的告知义务作为最大诚信原则最主要的内容,其告知义务的标准却不是一成不变的,笔者通过英国历史上的三个案例进行了说明。 第三章讨论了尽管我国未明文规定最大诚信原则,但在我国海商法、保险法中的部分规定表明了我国对最大诚信的认可,并且通过分析比较的方法,讨论了中国法与英国法关于最大诚信原则内容的差异。 最后一章结合我国目前正在进行的保险法修订草案与最大诚信的联系进行了说明,同时也提出了笔者对我国海商法的修改建议,借此以期对完善我国有关最大诚信原则立法有所帮助。
[Abstract]:Britain, as a traditional maritime power, naturally has the greatest influence on modern marine insurance. In 1766, Justice Mansfield's judgment in the Carter case established the basic principles of modern marine insurance, the most important of which was the principle of maximum good faith. And laid the foundation for the later British marine insurance law. The British Maritime Insurance Act 1906 is one of the most influential marine insurance laws in the international maritime insurance industry. Article 17 of the Act expressly states that "a contract of marine insurance is based on the greatest good faith, and if either party to the contract fails to observe the greatest good faith, the other party may declare the contract avoided". The legislative concept of our country is close to that of the civil law system. The civil and commercial law of the civil law of the continental law system has the general provisions of the principle of good faith, and the insurance law of the people's Republic of China, revised in 2003, has added the provisions of the "principle of good faith". In 1992, the Maritime Law of the people's Republic of China made special provisions on marine insurance law, but as a special law, it did not provide for "maximum good faith". In the first chapter, the author discusses the principle of honesty and credit, the definition and characteristics of the principle of maximum good faith, and explains the different origins and development background of the two principles through the elaboration of the relationship between the two. But it is undeniable that the principle of good faith is the core concept of the principle of maximum good faith. The second chapter focuses on the embodiment of the principle of maximum good faith in the British Maritime Insurance Law. The insured's obligation to inform is the most important content of the principle of maximum good faith, but the standard of the obligation to inform is not fixed. The author explains through three cases in British history. The third chapter discusses that although the principle of maximum good faith is not explicitly stipulated in our country, some provisions in maritime law and insurance law of our country indicate the recognition of maximum good faith in our country, and through the method of analysis and comparison, The difference between Chinese law and English law on the principle of maximum good faith is discussed. The last chapter explains the relationship between the revised draft of insurance law and the utmost good faith, and puts forward the author's suggestion to amend the maritime law of our country. In order to improve our country about the principle of maximum good faith legislation is helpful.
【学位授予单位】:复旦大学
【学位级别】:硕士
【学位授予年份】:2008
【分类号】:D922.284
【引证文献】
相关硕士学位论文 前2条
1 李正;海上保险法最大诚信原则变革研究——谈我国相关法律制度完善[D];大连海事大学;2011年
2 张健;海上保险最大诚信原则研究[D];哈尔滨工程大学;2011年
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