空白支票法律制度的法经济学分析

发布时间：2018-06-16 17:52

本文选题：空白支票 + 空白支票法律制度　；参考：《华东政法大学》2009年硕士论文

【摘要】： 空白支票作为一种特殊的票据,是商品经济的产物,随商品经济的产生而出现,又随着商品经济的发展而不断发展。作为一种替代货币的信用工具,其在加快交易速度、方便支付、增加商业交易便捷性等方面有着突出作用。空白支票制度在我国包涵在票据法律制度内,作为商法的重要组成部分,其中的原理与规范都体现着对效率的孜孜追求。因此,从经济学角度来分析和研究空白支票制度,是其作为商法之一的必然要求。法经济学的产生为我们提供了一个与传统法学分析不同的研究方向,其核心思想在于,所有的法律活动都要以效率的最大化为目的,因此,所有的法律活动都可以用经济的方法来进行分析。本文运用法律经济分析方法,从宏观与微观两个方面对空白支票运行过程中的成本与收益进行了分析；并在此基础上对空白支票法律制度的成本与收益进行了分析。运用制度变迁理论对我国票据法律制度以及空白支票制度的产生与发展进行了制度分析,并以此为基础,对空白支票制度中在学界存在争议的一些问题阐述了笔者自己的观点；最后,运用博弈论对空白支票的出票人与持票人进行分析,结合制度分析理论,分析我国法律在规范空白支票当事人的法律责任方面是否存在不足。全文分为六个部分,主要内容如下：第一部分导言,介绍本文的选题背景、本文研究内容的范围及分析方法。第二部分相关文献及研究综述,这一部分先介绍了法经济学的理论发展及对于传统法律分析的贡献；同时对本文的理论基础和相关概念进行了阐述,为下文进一步分析奠定基础。然后从历史的角度对票据与票据法律制度的发展、支票的发展现状进行了简单介绍。通过对空白支票相关文献综述的梳理表明,目前学界从法经济学角度研究空白支票制度并不多见。第三部分空白支票的成本与收益分析,这部分从宏观与微观两方面,分析了空白支票在运行过程中,社会、出票人、持票人三者的成本与收益。同时,对空白支票法律制度的成本与收益也进行了一定的阐述。第四部分空白支票的制度分析,这部分简单介绍了制度的内涵、制度变迁的相关理论；以诱致性制度变迁模型分析我国票据法律制度及空白支票制度的发展与变迁；运用制度变迁的路径依赖理论,分析我国空白支票制度相关法规、规章出现的合理性；最后结合强制性制度变迁理论,分析我国的空白支票制度在空白补充权限制方面的合理性。第五部分空白支票法律责任的博弈分析,这部分先对空白支票当事人进行博弈分析,结合目前我国有关空白支票法律责任的规定,分析现存制度的合理性。第六部分相关政策建议与研究展望,此部分笔者谈了几点针对我国有关空白支票的法规和法律责任方面司法解释的修改意见。
[Abstract]:Blank check, as a special kind of bill, is the product of commodity economy, which appears with the emergence of commodity economy and develops continuously with the development of commodity economy. As a credit tool to replace currency, it plays a prominent role in quickening the transaction speed, facilitating payment and increasing the commercial transaction convenience. Blank cheque system is contained in the legal system of bill in our country. As an important part of commercial law, the principle and standard of blank check system embody the pursuit of efficiency. Therefore, it is an inevitable requirement of commercial law to analyze and study blank check system from the angle of economics. The emergence of law and economics provides us with a different research direction from traditional law analysis. Its core idea is that all legal activities should aim at maximizing efficiency. All legal activities can be analysed in an economic way. Using the method of legal economic analysis, this paper analyzes the costs and benefits of blank cheques in the process of operation from macro and micro aspects, and on this basis, analyzes the costs and benefits of the legal system of blank cheques. Based on the analysis of the emergence and development of our country's bill legal system and blank cheque system, the author expounds the author's own views on some controversial issues in the blank cheque system. Finally, using game theory to analyze the issuers and holders of blank cheques, combined with the theory of institutional analysis, to analyze whether there are deficiencies in the legal liability of the parties to blank cheques in our country's laws. The paper is divided into six parts. The main contents are as follows: the first part introduces the background of this paper, the scope of this study and the analysis methods. The second part introduces the theoretical development of law and economics and its contribution to the traditional legal analysis. At the same time, it expounds the theoretical basis and related concepts of this paper. Lay the foundation for further analysis below. Then from the historical point of view, the paper briefly introduces the development of bill and bill legal system and the status quo of cheque. Through the review of the relevant literature on blank cheque, it is shown that there are few scholars studying blank cheque system from the point of view of law and economics. The third part is the cost and income analysis of blank check. This part analyzes the cost and income of blank check in the process of operation, society, drawer and holder from macro and micro aspects. At the same time, the cost and benefit of blank check legal system are also expounded. The fourth part is the institutional analysis of blank cheques, which briefly introduces the connotation of the system and the relevant theories of institutional changes, and analyzes the development and changes of the legal system of bill and blank check system in China by the model of induced institutional change. By using the path dependence theory of institutional change, this paper analyzes the rationality of relevant regulations and rules of blank cheque system in China. Finally, combining with the theory of mandatory institutional change, This paper analyzes the rationality of blank check system in the limitation of blank supplementary right. The fifth part is the game analysis of the legal liability of blank cheques. In this part, the author analyzes the rationality of the existing system by the game analysis of the parties concerned with blank cheques, combined with the current provisions on the legal liability of blank cheques in our country. In the sixth part, the author makes some suggestions on the revision of the judicial interpretation of blank cheques in China.
【学位授予单位】：华东政法大学
【学位级别】：硕士
【学位授予年份】：2009
【分类号】：D922.287

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