论海上保险业务中的委付及其法律效力
发布时间：2019-05-22 21:19
【摘要】：在海上保险理赔业务中,如果保险标的遭受的损失被认定为推定全损,那么,保险人就要按保险合同的规定,向被保险人支付保单项下确定的全部赔付金。被保险人获得全额赔偿后,可以将受损标的委付给保险人。保险人如何处理被保险人提出的委付要求?这应从委付的概念入手,分析委付与推定全损的关系,论述保险人与被保险人对待委付的不同态度,并运用我国《海商法》的有关条款和英国相关海上法规,探讨委付的法律效力与效用等问题。
[Abstract]:In the marine insurance settlement business, if the loss suffered by the subject matter insured is recognized as the presumptive total loss, then the insurer shall pay to the insured all the indemnities determined under the policy in accordance with the provisions of the insurance contract. After receiving full compensation, the insured may pay the damaged subject matter to the insurer. How does the insurer deal with the abandonment request made by the insured? This should start with the concept of abandonment, analyze the relationship between abandonment and presumptive total loss, discuss the different attitudes of the insurer and the insured towards the abandonment, and apply the relevant provisions of the Maritime Law of our country and the relevant maritime laws and regulations of the United Kingdom. This paper probes into the legal effect and utility of the commission.
【作者单位】： 广东金融学院保险系
【分类号】：D922.294;D922.284
本文编号：2483268
[Abstract]:In the marine insurance settlement business, if the loss suffered by the subject matter insured is recognized as the presumptive total loss, then the insurer shall pay to the insured all the indemnities determined under the policy in accordance with the provisions of the insurance contract. After receiving full compensation, the insured may pay the damaged subject matter to the insurer. How does the insurer deal with the abandonment request made by the insured? This should start with the concept of abandonment, analyze the relationship between abandonment and presumptive total loss, discuss the different attitudes of the insurer and the insured towards the abandonment, and apply the relevant provisions of the Maritime Law of our country and the relevant maritime laws and regulations of the United Kingdom. This paper probes into the legal effect and utility of the commission.
【作者单位】： 广东金融学院保险系
【分类号】：D922.294;D922.284
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