甘肃省农村信用社业务创新研究

发布时间：2018-03-30 01:00

本文选题：农村信用社　切入点：金融创新　出处：《兰州理工大学》2013年硕士论文

【摘要】：企业核心竞争力的不同就是创新能力的不同,所有的竞争优势来源均可以用创新来解释。创新不仅是企业竞争力的源泉,而且是企业的生命线。在现代市场经济中,金融的地位越来越突出,金融创新也已成为经济发展的重要因素和先导力量,具有强大的作用力、渗透力和推动力。随着我国改革开放、市场经济建设的深入和金融体系与国际的逐步接轨,金融创新日益发挥出强大的动力作用,成为当代中国金融界关注研究的焦点。但是,也应当看到,由于我国国情的特殊性,农村信用社的创新之路仍在摸索中前进,没有明确的目标、成功的管理经验以及金融人才匮乏、对金融创新的科学认识不足已成为它们创新路上的绊脚石。因此,结合我国的具体国情和金融改革的现状,研究我国农村金融主力军——农村信用社的金融创新有着十分必要的重要性。本文以甘肃省农村合作金融结算服务中心开展银行间债券市场创新业务为例,依据“研究综述→案例阐述→案例分析→问题与对策→结论”的思路,循序渐进地构建农村信用社金融创新的理论体系。在以金融理论和社会主义市场经济理论为指导的基础上,参照西方金融创新理论,借鉴国内外学者的研究成果,通过规范研究与案例分析相结合,紧密联系农村信用社的金融改革实践,对金融创新的过程进行了全面而系统的分析。在理论分析的基础上,并针对农村信用社金融创新中各个阶段的现状提出了一些可行性的建议与对策,希望能为农村信用社的金融创新和金融改革提供有益的借鉴。
[Abstract]:The difference of enterprise's core competence is the difference of innovation ability. All the sources of competitive advantage can be explained by innovation. Innovation is not only the source of enterprise competitiveness, but also the lifeline of enterprise. The status of finance is becoming more and more prominent, and financial innovation has become an important factor and a leading force in economic development, with a strong force, permeability and impetus. With the reform and opening up of our country, With the deepening of the construction of market economy and the gradual integration of the financial system with the world, financial innovation has increasingly played a powerful role in driving force and has become the focus of research in the contemporary Chinese financial circles. However, it should also be noted that due to the particularity of China's national conditions, The innovative road of rural credit cooperatives is still in the process of exploration, with no clear goals, successful management experience and lack of financial talents. The lack of scientific understanding of financial innovation has become a stumbling block to their innovation. According to the actual situation of our country and the present situation of financial reform, it is necessary to study the financial innovation of rural credit cooperatives, which is the main force of rural finance in China. This paper takes the rural cooperative financial settlement service center of Gansu province as an example to carry out the innovative business of interbank bond market. 鈫扖ase elaboration. 鈫扖ase analysis. 鈫扨roblems and countermeasures. 鈫扥n the basis of the financial theory and the socialist market economy theory, the theory of financial innovation in rural credit cooperatives is constructed step by step. Referring to the research results of domestic and foreign scholars, combining the normative research with the case analysis, and closely connecting with the financial reform practice of rural credit cooperatives, this paper makes a comprehensive and systematic analysis of the process of financial innovation. Some feasible suggestions and countermeasures are put forward in view of the current situation of the financial innovation of rural credit cooperatives in the hope of providing useful reference for the financial innovation and financial reform of rural credit cooperatives.
【学位授予单位】：兰州理工大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.35;F273.1

【参考文献】