国有商业银行社会责任与政府社会职能关系探究

发布时间：2018-11-08 18:20

【摘要】：目前国有商业银行①已经陆续完成股份制改造并上市,在改革进入深水区,社会主义和谐社会的逐步建立以及中国梦的深入人心,营造公平公正的社会环境是大势所趋的大环境下,国有商业银行面临着公众及监管层前所未有的关注,信贷资源集中、行业垄断性较高、管理层薪酬待遇高、收费名目多费用高等问题将国有商业银行推向了舆论的风口浪尖,承担相应的社会责任已经发展成为国有商业银行的战略目标之一,通过金融安全公益教育、投身公益慈善活动、组织志愿者服务、建立员工关怀体系、支持绿色信贷企业等来履行自身的社会责任。国有商业银行其社会责任与政府社会职能关系分析将是本文重点关注并阐述的地方。在市场经济逐步完善的进程中以国有商业银行的社会责任为研究对象,通过理论假设和实证分析来探究国有商业银行社会责任与政府社会职能关系,分析国有商业银行在履行社会责任的过程中政府如何发挥其职能,并有针对性的提出可行性的应对策略,为解决政府在国有商业银行承担社会责任过程的职能发挥提供理论基础。对国有商业银行社会责任问题的研究,不仅扩展了公共管理在金融行业的研究领域,而且充实了对国有商业银行社会责任问题的研究内容的理论研究。对国有商业银行社会责任问题研究可以使得国有商业银行更好的重视自身的社会责任,更好的履行社会责任,对构建和谐的金融市场秩序、推进金融市场中国梦、防范结构性信贷风险、营造创新积极的行业氛围、加快与国际标准的接轨有着重要的现实意义,有利于保护国有商业银行自身及投资者的权益,有利于接轨国际标准,有利于科学的可持续发展,有利于树立更加良好的企业社会形象,有利于品牌战略的发展。
[Abstract]:At present, the state-owned commercial banks have completed the joint stock system transformation and listed on the market one after another. After the reform entered the deep water area, the gradual establishment of a harmonious socialist society and the popularity of Chinese Dream were deeply rooted in the hearts of the people. Building a fair and just social environment is the trend of the times. The state-owned commercial banks are faced with unprecedented attention from the public and the regulatory level. The credit resources are concentrated, the monopoly of the industry is high, and the remuneration of the management is high. The problems of charging more than one item and high cost have pushed the state-owned commercial banks to the forefront of public opinion, and undertaking the corresponding social responsibility has developed into one of the strategic objectives of the state-owned commercial banks, and through the public welfare education of financial security, Participate in charitable activities, organize volunteer service, establish employee care system and support green credit enterprises to fulfill their social responsibilities. The analysis of the relationship between the social responsibility of state-owned commercial banks and the social functions of the government will be the focus of this paper. Taking the social responsibility of the state-owned commercial banks as the research object in the process of the gradual improvement of the market economy, this paper explores the relationship between the social responsibility of the state-owned commercial banks and the social functions of the government through theoretical hypotheses and empirical analysis. This paper analyzes how the government exerts its functions in the process of carrying out the social responsibility of state-owned commercial banks, and puts forward some feasible countermeasures. It provides a theoretical basis for the government to play its role in the process of social responsibility of state-owned commercial banks. The research on the social responsibility of state-owned commercial banks not only expands the research field of public management in the financial industry, but also enriches the theoretical research on the content of the research on the social responsibility of state-owned commercial banks. The research on the social responsibility of state-owned commercial banks can make the state-owned commercial banks pay more attention to their own social responsibility, perform their social responsibilities better, build a harmonious financial market order, and promote the financial market Chinese Dream. To guard against structural credit risks, to create an innovative and positive industry atmosphere and to speed up the integration with international standards are of great practical significance, which is conducive to protecting the rights and interests of state-owned commercial banks and investors, and to meeting international standards. It is beneficial to the sustainable development of science, to the establishment of a better corporate social image and to the development of brand strategy.
【学位授予单位】：苏州大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D630;F270;F832.33

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