社会养老对老年人健康影响的实证分析——基于城乡差异的视角

发布时间：2018-04-20 00:36

本文选题：社会养老 + 老年人健康　；参考：《财经科学》2015年03期

【摘要】：我国老龄社会呈现出"未富先老"、家庭养老功能衰弱,社会养老保障体系城乡差距明显的特征,本文利用CHARLS 2010—2012年数据,运用二元Probit模型探讨了社会养老对老年人健康影响的城乡差异,研究发现:收入对老年人健康的影响显著,尤其对农村老年人的影响大于对城市老年人的影响;国家养老保险对老年人健康具有显著的促进作用;城镇报销水平较高的医疗保险对老年人健康的作用较显著。为了实现全社会健康老龄化,我国应加强农村养老保障体系的建设:一是提高农村老年人稳定而独立的总体收入;二是积极发展农村社会化养老服务事业;三是提高农村新农合的覆盖率和报销比例;四是推进养老保障城乡一体化的发展。
[Abstract]:The aging society of our country shows the characteristics of "getting old before getting rich", the function of family pension is weak, and the gap between urban and rural areas of social pension security system is obvious. This paper makes use of the data of CHARLS 2010-2012. Using the dual Probit model, this paper explores the urban and rural differences of the effects of social pension on the health of the elderly. It is found that income has a significant effect on the health of the elderly, especially on the rural elderly than on the urban elderly; National old-age insurance has a significant role in promoting the health of the elderly, and the medical insurance with a higher level of reimbursement in cities and towns has a more significant effect on the health of the elderly. In order to realize the healthy aging of the whole society, our country should strengthen the construction of the rural old-age security system: one is to improve the rural elderly's stable and independent total income, the other is to actively develop the rural socialized old-age service. The third is to improve the coverage rate and reimbursement ratio of rural NCMS, and the fourth is to promote the development of urban and rural integration of old-age security.
【作者单位】：西南财经大学公共管理学院;
【基金】：西南财经大学“中央高校基本科研业务费专项资金”资助(项目批号:JBK1407126)
【分类号】：D669.6;F842.67

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