城乡居民社会养老保险制度实施中存在的问题及其对策研究

发布时间：2018-05-15 12:40

本文选题：城乡居民 + 社会养老保险　；参考：《湘潭大学》2017年硕士论文

【摘要】：2009年9月我国启动了新型农村社会养老保险(以下简称“新农保”)制度的实施,于2011年6月开启了城镇居民社会养老保险(以下简称“城居保”)制度的运行,2014年2月我国实行了“新农保”与“城居保”制度的并轨实施,标志着统一的城乡居民社会养老保险制度在我国正式建立。目前,城乡居民社会养老保险(以下简称“城乡居保”)制度已在全国范围内完成了覆盖工作,并超出了国家预期。对于制度实施后的经验教训的总结,发展成果的巩固,以及制度进一步的完善发展等方面的研究,已成为了城乡居民社会养老保险制度体系研究的新课题。文章以社会保障学、统筹城乡学等为理论基础,通过采用实地调研、问卷调查、文献法、定性与定量相结合的研究方法,从城乡居民社会养老保险制度建立的背景、实施的基本内容特点以及实施的现状等方面入手分析,对我国目前实施的“城乡居保”制度实施的效果进行评价,深入剖析城乡居民社会养老保险制度在实施中存在的问题及其产生的原因,并提出改善“城乡居保”制度实施的对策建议,以期推动“城乡居保”制度的可持续健康发展。通过研究,文章认为我国“城乡居保”制度已取得了初级阶段的成功,但仍然面临着政府财政投入力度不足、基金统筹层次低、管理服务水平较差、保障水平不足等诸多方面的问题,因此,本文认为“城乡居保”制度研究的下一阶段的工作任务,主要是在维持“城乡居保”制度全覆盖的基础上,对“城乡居保”制度进一步的改进与完善的研究方面。在不断吸取国内外成功经验的同时,还要深入探索研究“城乡居保”与城镇职工基本养老保险(以下简称“城职保”)以及机关事业单位退休制度(以下简称“退休制”)三者转移接续的新方法、新策略,最终实现我国社会养老保险制度的统一以及公平价值目标的实现。
[Abstract]:In September 2009, China started the implementation of the new rural social endowment insurance system (hereinafter referred to as the "new agricultural insurance") system. In June 2011, the system of urban residents' social endowment insurance (hereinafter referred to as "urban living insurance") was opened. In February 2014, China implemented the parallel implementation of the "new agricultural insurance" and the "city living insurance" system, marking the unification of the system. The social endowment insurance system of urban and rural residents has been formally established in China. At present, the system of urban and rural social endowment insurance (hereinafter referred to as "urban and rural housing insurance") has completed the coverage work throughout the country, and is beyond the expectation of the state. The summary of the experience and lessons after the implementation of the system, the consolidation of the development results, and the further improvement of the system The research on development and other aspects has become a new topic for the study of the system of urban and rural residents' social endowment insurance system. The article is based on the theory of social security and overall planning of urban and rural science. By using the research method of field investigation, questionnaire, literature, qualitative and quantitative, the background of the social endowment insurance system of urban and rural residents is established. The basic content and the implementation of the implementation of the current situation and other aspects of the analysis of the implementation of the current implementation of the "urban and rural housing insurance" system implementation evaluation, in-depth analysis of urban and rural residents' social endowment insurance system in the implementation of the problems and the causes, and put forward to improve the "urban and rural housing insurance" system implementation countermeasures. In order to promote the sustainable and healthy development of the system of urban and rural housing insurance. Through the study, the article holds that the system of urban and rural housing insurance has been successful in the primary stage, but it still faces many problems, such as the lack of government financial input, the low level of the fund, the poor management and service, the insufficient security level and so on. This article holds that the next stage of the study of the "urban and rural living insurance" system is mainly on the basis of maintaining the full coverage of the "urban and rural housing insurance" system, and the further improvement and improvement of the "urban and rural housing insurance" system. While drawing on the successful experience at home and abroad, it is also necessary to explore and study the "urban and rural housing insurance". The new methods and new strategies for the transfer of basic pension insurance (hereinafter referred to as "urban occupational insurance") and the retirement system of institutions and institutions (hereinafter referred to as "retirement system") are the three new strategies to realize the unity of the social endowment insurance system in China and the realization of the goal of fair value.

【学位授予单位】：湘潭大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.67

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