基于林农需求的福建政策性森林保险发展对策研究

发布时间：2018-05-15 16:19

本文选题：福建省 + 政策性森林保险　；参考：《北京林业大学》2013年硕士论文

【摘要】：本文从福建省林农对森林保险需求的角度出发,运用理论与实际相结合、规范分析和实证分析相结合以及定性和定量分析相结合的研究方法,以林农对政策性森林保险的需求和评价为主要研究内容,研究结果表明：政策性森林保险在一定程度上满足了林农分散林业风险的需求,然而林农对政策性森林保险总体满意程度不高,多数林农认为森林保险的保障水平太低,起不到预期的保障作用,出险获赔的及时性和合理性离预期还存在差距；影响林农参与森林保险的显著因素包括林农对森林保险的认知、林农家庭经济状况、家庭拥有的林地面积、是否受灾、保险责任和保险金额满足情况等。最后,本文从政府、保险公司两个层面提出了推动福建省政策性森林保险发展的对策。
[Abstract]:From the point of view of forest farmers' demand for forest insurance in Fujian Province, this paper applies the research methods of combining theory with practice, normative analysis with empirical analysis, and qualitative and quantitative analysis. Taking the demand and evaluation of forest farmers for policy forest insurance as the main research content, the research results show that the policy forest insurance can meet the needs of forest farmers to disperse forest risks to some extent. However, the general satisfaction of forest farmers to policy forest insurance is not high. Most forest farmers think that the level of forest insurance is too low to play the role of expected protection, and the timeliness and rationality of insurance compensation are still far from expected; The significant factors influencing forest insurance include the farmers' cognition of forest insurance, the economic status of forest farmers, the area of forest land owned by the family, the disaster, the insurance liability and the satisfaction of insurance amount, etc. Finally, this paper puts forward the countermeasures to promote the development of policy forest insurance in Fujian Province from the government and insurance companies.
【学位授予单位】：北京林业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.66

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