中美科技银行主要模式的比较研究

发布时间：2018-09-04 13:49

【摘要】：2010年10月10日，在国务院工作会议上，温家宝总理提出：“抓住机遇，加快培育和发展战略性新兴产业。”战略性新兴产业的发展，尤其是中小企业，必须要建立相应的科技金融支持体系。科技银行是该体系中关键的组成部分，，起到一个触发和加速的作用，推动了整个金融系统对这些产业的信贷支持。与此同时，在我国经济转型的关键时期，成为经济转型的中坚推进力量。然而科技型中小企业一直面临着融资难的困境，科技银行作为解决这一难题的新途径受到各方高度关注。本文的研究目的是对中美科技银行支持科技型中小企业的模式进行比较，探索如何因地制宜，切实构建适合我国国情的科技银行发展模式，以期更好的支持科技型中小企业。本文的讨论和研究主要集中在科技银行的发展模式，基于中美模式的比较，分析我国科技银行发展问题及模式选择并提出相应的对策。采用了定量和定性相结合，比较分析，规范分析和实证分析相结合，系统分析。具体内容分为五个部分：第一章是绪论。这一章节主要介绍了本文的选题背景和研究意义，通过对国内外相关研究现状进行分析总结并做出综述，介绍了本文的主要内容和研究方法，同时包括本文的创新和不足。第二章是阐述分析科技银行与科技型中小企业的概念及关系。此章从科技型中小企业和科技银行的概念界定开始，着重从融资难方面分析科技型中小企业的困境，提出我国发展科技银行的必要性。第三章是美国科技银行的主要模式分析。主要分析了美国硅谷银行模式以及对我国发展科技银行的启示和积极的借鉴意义。第四章是我国科技银行的主要模式分析。重点介绍了我国科技银行典型模式科技支行的发展，并与硅谷银行模式进行比较。第五章是构建我国科技银行模式的建议。在前面章节的研究基础上对构建我国科技银行模式提出对策建议。
[Abstract]:On October 10, 2010, at a working meeting of the State Council, Premier Wen Jiabao proposed: "seize the opportunity to speed up the cultivation and development of strategic emerging industries." The development of strategic emerging industries, especially small and medium-sized enterprises, must establish the corresponding science and technology financial support system. Technology banking is a key component of the system that acts as a trigger and accelerator, driving credit support for these industries across the financial system. At the same time, in the key period of China's economic transformation, become the backbone of economic transformation. However, science and technology SMEs have been faced with the dilemma of financing, and science and technology banks as a new way to solve this problem are highly concerned by all parties. The purpose of this paper is to compare the mode of supporting science and technology SMEs between Chinese and American science and technology banks, and to explore how to adapt to local conditions and construct the development mode of science and technology banks in order to better support science and technology small and medium-sized enterprises. The discussion and research in this paper mainly focus on the development model of science and technology bank. Based on the comparison of Chinese and American models, this paper analyzes the development problems and mode selection of science and technology bank in China and puts forward the corresponding countermeasures. Quantitative and qualitative analysis, comparative analysis, normative analysis and empirical analysis are adopted. The specific content is divided into five parts: the first chapter is the introduction. This chapter mainly introduces the background and significance of this paper, through the analysis and summary of the domestic and foreign related research status, introduces the main content and research methods, including the innovation and insufficiency of this paper. The second chapter is to analyze the concept and relationship between S & T Bank and S & T SMEs. This chapter begins with the definition of the concept of science and technology small and medium-sized enterprises and science and technology banks, analyzes the difficulties of science and technology small and medium-sized enterprises from the aspect of financing difficulties, and points out the necessity of developing science and technology banks in China. The third chapter is the main mode analysis of American science and technology bank. This paper mainly analyzes the American Silicon Valley banking model and its enlightenment and positive reference to the development of science and technology banks in China. The fourth chapter is the main mode analysis of our country science and technology bank. This paper mainly introduces the development of science and technology bank in China and compares it with Silicon Valley bank. The fifth chapter is the suggestion of constructing the model of science and technology bank in our country. On the basis of the research in the previous chapters, the author puts forward some countermeasures and suggestions for the construction of our country's S & T banking model.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33;F837.12

【引证文献】