黑龙江省城镇化发展的金融服务效率研究
发布时间：2018-11-01 18:20
【摘要】：城镇化是经济社会发展的必然趋势,能够衡量一个国家或地区的现代化发展水平,促进一国经济加速发展,一直以来,都是社会各界关注的焦点。金融作为现代经济的核心,对城镇化发展的影响作用不可小觑。无论是金融市场的发展程度、金融服务的质量水平,还是金融机构的网点布局,都会对城镇化发展产生不同程度的影响。作为城镇化水平位居全国前列的黑龙江省,其城镇化发展虽取得巨大进步,但金融服务不尽完善、服务力度不足,不能完全满足黑龙江省城镇化的发展需求,进而在一定程度上制约了黑龙江省城镇化发展进程。本文选题,正是基于以上背景来对黑龙江省城镇化发展的金融服务效率进行研究的。论文以城镇化的概念和国内外城镇化发展为主线,从理论的视角来全面阐述城镇化发展进程中的金融服务需求及其特点,以及金融服务促进城镇化发展的机制。论文从黑龙江省城镇化发展的金融供给状况出发,根据该地区城镇化发展的金融服务现状,构建出适合黑龙江省城镇化发展的金融服务效率评价指标体系、评价方法及模型。针对黑龙江省城镇化发展的金融服务效率,论文对其进行了实证分析,并提出发展进程中出现的金融服务问题及不足之处。论文通过借鉴国内外城镇化发展中金融服务的成功实践经验,结合黑龙江省实际省情,有针对性地提出了提升黑龙江省城镇化发展的金融服务效率的对策建议。论文力求在以下方面体现创新性。在研究视角上,论文重点从黑龙江省城镇化发展进程中金融服务效率评价的视角展开分析,实现了研究视角的创新。在理论研究上,本文以城镇化发展的相关理论、城镇化与经济发展的关系研究、金融与城镇化发展的关系研究作为理论基础,构建金融支持黑龙江省城镇化发展的理论分析架构。在实证研究上,本文选取黑龙江省作为实证研究对象,将城镇化与金融发展的一般理论应用于对构建黑龙江省城镇化发展的金融服务效率评价指标体系中,运用相关性分析、主成分分析、回归分析方法对黑龙江省城镇化发展的金融服务效率进行了评价,并针对其评价结果及产生问题的原因分析,提出了提升黑龙江省城镇化发展的金融服务效率的对策架构。
[Abstract]:Urbanization is an inevitable trend of economic and social development. It can measure the level of modernization development of a country or region and promote the accelerated development of a country's economy. It has always been the focus of attention of all walks of life. As the core of modern economy, finance plays an important role in the development of urbanization. The development of financial markets, the quality of financial services, and the distribution of financial institutions will have a different degree of impact on the development of urbanization. Heilongjiang Province, with its urbanization level in the forefront of the country, has made great progress in the development of urbanization, but its financial services are not perfect and its efforts are insufficient to fully meet the development needs of urbanization in Heilongjiang Province. Then, to a certain extent, restricted the development of urbanization in Heilongjiang Province. Based on the above background, this paper studies the financial service efficiency of urbanization development in Heilongjiang Province. Taking the concept of urbanization and the development of urbanization at home and abroad as the main line, this paper comprehensively expounds the demand and characteristics of financial services in the process of urbanization development from the perspective of theory, as well as the mechanism of financial services promoting the development of urbanization. Based on the financial supply of urbanization in Heilongjiang Province and the present situation of financial service in this area, the evaluation index system, evaluation method and model of financial service efficiency suitable for the development of urbanization in Heilongjiang Province are constructed. Aiming at the efficiency of financial service in the development of urbanization in Heilongjiang Province, the paper makes an empirical analysis on it, and puts forward the problems and deficiencies of financial service in the process of development. By drawing lessons from the successful practical experience of financial service in the development of urbanization at home and abroad and combining with the actual situation of Heilongjiang Province, the paper puts forward countermeasures and suggestions to improve the efficiency of financial service in the development of urbanization in Heilongjiang Province. The paper tries to embody innovation in the following aspects. From the perspective of research, this paper focuses on the analysis of the evaluation of financial service efficiency in the process of urbanization in Heilongjiang Province, and realizes the innovation of the research perspective. On the theoretical research, this paper takes the theory of urbanization development, the relationship between urbanization and economic development, the relationship between finance and urbanization development as the theoretical basis. Construct the theoretical analysis frame of finance supporting the development of urbanization in Heilongjiang Province. In the empirical research, this paper selects Heilongjiang Province as the empirical research object, applies the general theory of urbanization and financial development to construct the evaluation index system of the financial service efficiency of the urbanization development of Heilongjiang Province, and applies the correlation analysis. Principal component analysis (PCA) and regression analysis are used to evaluate the efficiency of financial service in the development of urbanization in Heilongjiang Province. This paper puts forward the countermeasures of improving the efficiency of financial service in the urbanization development of Heilongjiang Province.
【学位授予单位】：哈尔滨工程大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.27;F832.7
本文编号：2304721
[Abstract]:Urbanization is an inevitable trend of economic and social development. It can measure the level of modernization development of a country or region and promote the accelerated development of a country's economy. It has always been the focus of attention of all walks of life. As the core of modern economy, finance plays an important role in the development of urbanization. The development of financial markets, the quality of financial services, and the distribution of financial institutions will have a different degree of impact on the development of urbanization. Heilongjiang Province, with its urbanization level in the forefront of the country, has made great progress in the development of urbanization, but its financial services are not perfect and its efforts are insufficient to fully meet the development needs of urbanization in Heilongjiang Province. Then, to a certain extent, restricted the development of urbanization in Heilongjiang Province. Based on the above background, this paper studies the financial service efficiency of urbanization development in Heilongjiang Province. Taking the concept of urbanization and the development of urbanization at home and abroad as the main line, this paper comprehensively expounds the demand and characteristics of financial services in the process of urbanization development from the perspective of theory, as well as the mechanism of financial services promoting the development of urbanization. Based on the financial supply of urbanization in Heilongjiang Province and the present situation of financial service in this area, the evaluation index system, evaluation method and model of financial service efficiency suitable for the development of urbanization in Heilongjiang Province are constructed. Aiming at the efficiency of financial service in the development of urbanization in Heilongjiang Province, the paper makes an empirical analysis on it, and puts forward the problems and deficiencies of financial service in the process of development. By drawing lessons from the successful practical experience of financial service in the development of urbanization at home and abroad and combining with the actual situation of Heilongjiang Province, the paper puts forward countermeasures and suggestions to improve the efficiency of financial service in the development of urbanization in Heilongjiang Province. The paper tries to embody innovation in the following aspects. From the perspective of research, this paper focuses on the analysis of the evaluation of financial service efficiency in the process of urbanization in Heilongjiang Province, and realizes the innovation of the research perspective. On the theoretical research, this paper takes the theory of urbanization development, the relationship between urbanization and economic development, the relationship between finance and urbanization development as the theoretical basis. Construct the theoretical analysis frame of finance supporting the development of urbanization in Heilongjiang Province. In the empirical research, this paper selects Heilongjiang Province as the empirical research object, applies the general theory of urbanization and financial development to construct the evaluation index system of the financial service efficiency of the urbanization development of Heilongjiang Province, and applies the correlation analysis. Principal component analysis (PCA) and regression analysis are used to evaluate the efficiency of financial service in the development of urbanization in Heilongjiang Province. This paper puts forward the countermeasures of improving the efficiency of financial service in the urbanization development of Heilongjiang Province.
【学位授予单位】：哈尔滨工程大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.27;F832.7
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