互联网金融类企业股票挂钩型结构性金融产品设计

发布时间：2018-03-10 15:08

本文选题：股票挂钩型结构性金融产品　切入点：沪深300ETF　出处：《浙江大学》2017年硕士论文　论文类型：学位论文

【摘要】：股票挂钩型金融产品诞生于20世纪80年代,随着金融工程技术的不断提高和金融衍生品的快速发展,股票挂钩型金融产品经历了从无到有,从产品结构单一到挂钩标的复杂多变的发展阶段。股票挂钩型金融产品的出现不仅改变了人们对传统金融理财的认知,也为投资人提供了更多丰富便利的投资渠道。随着人们的理财意识不断觉醒,理财需求逐渐提升,很多互联网金融类企业迅速发展成长。为满足投资者多样化的投资需求,国内很多互联网金融平台相继推出了各种创新型结构性金融产品,其中最受投资者欢迎和喜爱的便是股票挂钩型结构性金融产品。针对股票挂钩型结构性金融产品,国内外研究学者已经做过了大量的理论研究和定价模型。本文将在各位学者前辈的研究基础上,立足于最新互联网金融发展趋势,研究分析互联网金融类企业如何在股票挂钩型结构性金融产品的发行和设计上进行突破创新,并独立开发设计一款基于银行存单产品和沪深300指数基金的股票挂钩型结构性金融产品设计方案。在此基础上笔者还对此产品的市场分析、产品设计流程、风险收益检验、与同类产品的优劣势分析、营销推广策略等方面进行了广泛的讨论,填补了国内在互联网金融类企业关于股票挂钩型结构性金融产品发行设计方面研究的空白。
[Abstract]:Stock linked financial products were born in 1980s. With the continuous improvement of financial engineering technology and the rapid development of financial derivatives, stock linked financial products have experienced from scratch. The emergence of stock linked financial products not only changes people's cognition of traditional financial management. It also provides investors with more and more convenient investment channels. With people's awareness of financial management and financial needs rising gradually, many Internet financial enterprises are growing rapidly. In order to meet the diversified investment needs of investors, In China, many Internet financial platforms have successively launched various innovative structured financial products, among which the most popular and popular among investors is the stock-linked structured financial products. Scholars at home and abroad have done a lot of theoretical research and pricing models. This paper studies and analyzes how Internet financial enterprises break through and innovate in the issuance and design of stock linked structured financial products. And independently develop and design a stock linked structured financial product design scheme based on bank certificate of deposit product and CSI 300 index fund. On this basis, the author also analyzes the market of this product, the product design process, the risk income test, It has carried on the extensive discussion with the similar product's superiority and inferiority analysis, the marketing promotion strategy and so on, has filled the blank in the domestic research on the stock linked structural financial product issue design of the Internet financial enterprise.
【学位授予单位】：浙江大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F724.6;F832.51

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