农村中老年居民的健康风险及其社会决定因素

发布时间：2019-07-27 12:09

【摘要】：基于2013年中国健康与养老追踪调查数据,本文对我国农村中老年人健康风险的社会决定因素进行了分析。结果表明我国农村中老年居民面临较高的健康风险;收入对健康风险的影响程度较小;同收入相比较,主观自我评价的生活水平更能够揭示农村居民的健康风险状况;接受过初中以上教育能够显著降低自评健康风险和抑郁风险;有务工经历的农村居民面临较高的身心健康风险;社会医疗保险、子女居住在本社区、子女经济支持以及配偶等正式和非正式社会支持能够在一定程度上能够降低健康风险;社会因素对西部地区居民的健康风险的影响更为显著。对保险公司而言,针对农村市场开发团体小额健康险较为适宜。同时,政府要提高社会医疗保险的报销比例。
[Abstract]:Based on the data of China Health and Endowment tracking Survey in 2013, this paper analyzes the social determinant of health risk of middle-aged and elderly people in rural areas of China. The results show that the middle-aged and elderly residents in rural areas face higher health risks; the influence of income on health risks is less; compared with income, the living standards of subjective self-evaluation can better reveal the health risks of rural residents; receiving junior high school education can significantly reduce the risk of self-assessment health and depression; rural residents with working experience face higher physical and mental health risks. Social medical insurance, children living in the community, children's financial support and spouse and other formal and informal social support can reduce health risk to a certain extent, and social factors have a more significant impact on the health risk of residents in the western region. For insurance companies, small health insurance for rural market development groups is more appropriate. At the same time, the government should increase the proportion of social health insurance reimbursement.
【作者单位】：对外经济贸易大学保险学院;
【基金】：国家社会科学基金一般项目“老年人健康风险的社会决定因素、风险链及其管理”(14BSH141) 浙江省哲学社会科学重点研究基地(浙江省劳动保障与社会政策研究中心)课题成果(14JDLB01YB)
【分类号】：F323.8;R197.1

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