预期社会化、资产选择行为与家庭财产性收入

发布时间：2018-01-12 05:04

本文关键词：预期社会化、资产选择行为与家庭财产性收入　出处：《财经研究》2017年03期 　论文类型：期刊论文

【摘要】：文章从心理、经济和社会的综合视角,通过提出预期社会化的形成与传导机理,构建"心理(预期社会化)→行为(资产选择行为)→结果(财产性收入)"的分析框架,运用无条件分位数回归等估计技术,采用中国综合社会调查(CGSS)数据,实证检验了预期社会化影响资产选择行为与财产性收入的研究假设。研究发现:预期社会化促进了家庭的金融投资行为,加快了财产性收入的增长。但是预期社会化对家庭财产性收入的积极效应并非同质,家庭预期社会化水平和能力的差异加剧了家庭财产性收入差距的扩大。文章的研究结论不仅为解释家庭财产性收入积累与差距找到了新的理论依据和经验证据,而且为预期管理政策的制定提供了重要参考价值。
[Abstract]:From the perspective of psychology, economy and society, this paper puts forward the formation and conduction mechanism of expected socialization, and constructs "psychology" (expected socialization). 鈫払ehavior (asset selection behavior). 鈫扲esults (property income) "analysis framework, using unconditional quantile regression and other estimation techniques, using China Comprehensive Social Survey (CGSS) data." Empirical test of the expected socialization of asset selection behavior and property income research hypothesis. The study found that: expected socialization promotes the financial investment behavior of households. It accelerates the growth of property income, but the positive effect of expected socialization on family property income is not homogeneous. The difference of the expected socialization level and ability of the family has aggravated the widening of the income gap of the family property. The conclusion of this paper not only provides a new theoretical basis and empirical evidence for explaining the accumulation and gap of the family property income. Moreover, it provides an important reference value for the formulation of expected management policy.
【作者单位】：西南大学经济管理学院;西南大学农村金融与农业现代化研究中心;
【基金】：国家社科基金重点项目(12AGL008) 教育部规划项目(12YJA790149)
【分类号】：F126
【正文快照】： 一、引言在过去30多年经济快速转型发展过程中,中国居民收入基尼系数从20世纪80年代初的0.3左右上升到现在的0.45以上,居民收入差距问题受到了广泛关注。但是,相对于家庭收入的差距,家庭财产不平等的程度更加严重。据北京大学发布的《中国民生发展报告2015》的数据显示,中国

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