从一则案例看银行接受信用证担保中存在的潜在风险

发布时间：2018-07-10 04:09

本文选题：信用证业务 + 开证申请人　；参考：《对外经贸实务》2015年01期

【摘要】：正第三人为开证申请人提供开证担保时,开证行在享有担保权人权益的同时也面临诸多风险点,而当前商业银行的信用证操作模式极易触发这些风险点,导致漏保、脱保风险事件的发生。准确识别银行接受信用证担保中存在的潜在风险对商业银行意义重大,以演绎与归纳相结合的研究方法,分析第三人向开证行提供开证担保时潜在风险点,并提出相应的防范建议,有利于商业银行构建牢固的风险防控体系。一、案例简介1997年4月15日,浙江某毛
[Abstract]:When the third party provides security for the applicant, the issuing bank also faces many risk points while enjoying the rights and interests of the security right. However, the current operating mode of the letter of credit of the commercial bank is easy to trigger these risk points, resulting in the loss of insurance. The occurrence of a risk event. It is of great significance for commercial banks to accurately identify the potential risks existing in the acceptance of letter of credit guarantee by banks. By combining deductive and inductive research methods, this paper analyzes the potential risk points when the third party provides guarantee to the issuing bank. It is helpful for commercial banks to build a firm risk prevention and control system. Case profile, 15 April 1997, some Mao, Zhejiang
【作者单位】：北京服装学院;中国农业银行重庆市分行;
【基金】：北京市教师队伍建设——青年英才项目(项目编号:YETP1417)
【分类号】：D920.5;D996.1

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