上海市流动人口生育保险体系研究

发布时间：2019-03-15 07:18

【摘要】：生育保险，是我国社会保险的重要组成部分。我国生育保险制度自建国初期以来，保障了女职工生育期间的健康和基本生活需要，向女职工提供了必要的物质帮助和社会保险。改革开放30年，我国经济不断发展，工业化程度加剧，劳动力频繁流动。就当前而言，流动人口规模不断加剧，呈现以家庭为单位、流动人口中女性比例逐年增加的流动新特点。新形势导致流动人口中女性生育分娩行为城市化趋势加剧，流动人口面临诸如孕育期间就医渠道不畅、费用过高、新生儿医疗保健服务缺失等问题。因此，，建立科学完善的流动人口生育保险制度是维护妇女享有平等生育保障权利所必要的，是降低我国近年来不断攀升的人口出生缺陷率、提高我国人口生育质量所必要的，是建设社会主义和谐社会所必要的。文章分析了建立流动人口生育保险制度的必要性；以我国现有的生育保险制度为依据，明确了自1994年《中华人民共和国劳动法》、《企业职工生育保险试行办法》颁布实施后，上海市在生育保险制度方面的调整和改革；在实证研究的基础上，对上海市流动人口生育保险体系中的缴费模式、待遇标准两个核心问题做构建性研究。文章以上海市为基地展开研究，在广泛调查、资料搜集、数据处理的基础上，用SPSS16.0统计软件，对流动人口意愿参与生育保险的影响因素作多元回归模型分析；以流动人口实际生育保险需求为出发点，参照现阶段上海市城镇女职工生育保险制度的相关规定，构建缴费模式；对上海市流动人口生育期间的基本生育保险待遇标准做匡算，并以匡算结果为标准，对既定缴费模式、保险待遇水平下的生育保险基金收支情况做蒙特卡洛仿真模拟测算，以验证缴费模式、保险待遇水平的可行性；对上海市流动人口生育保险体系构建提出对策；本文对上海市流动人口生育保险体系的研究，实现了研究内容上针对性和系统性的统一，实现了研究方法上统计法与计算机仿真法的结合。
[Abstract]:Maternity insurance is an important part of social insurance in China. Since the early days of the founding of the people's Republic of China, the maternity insurance system of our country has guaranteed the health and basic living needs of the female workers during childbearing period, and provided necessary material assistance and social insurance to the female workers. After 30 years of reform and opening-up, China's economy continues to develop, the degree of industrialization intensifies, and the labor force flows frequently. At present, the scale of the floating population is increasing, showing the new characteristics of the floating population with the family as the unit, and the proportion of women in the floating population increasing year by year. The new situation causes the urbanization trend of female fertility and childbirth behavior in the floating population, and the floating population faces such problems as poor access to medical care during gestation, high cost, lack of health care for newborns and so on. Therefore, the establishment of a scientific and perfect maternity insurance system for the floating population is necessary to safeguard women's equal right to maternity protection, to reduce the rising rate of birth defects in China in recent years, and to improve the quality of fertility of the population in China. It is necessary to build a harmonious socialist society. This paper analyzes the necessity of establishing the floating population maternity insurance system. Based on the existing maternity insurance system in China, this paper clarifies the adjustment and reform of the maternity insurance system in Shanghai since 1994, when the Labor Law of the people's Republic of China and the trial measures for Enterprise Workers' Maternity Insurance were promulgated and implemented. On the basis of empirical research, this paper makes a constructive study on the two core issues of payment mode and treatment standard in the floating population's maternity insurance system in Shanghai. On the basis of extensive investigation, data collection and data processing, this paper uses SPSS16.0 software to analyze the influencing factors of floating population's willingness to participate in maternity insurance. Taking the actual demand of floating population for maternity insurance as the starting point and referring to the relevant provisions of the maternity insurance system of urban female workers in Shanghai at the present stage, the mode of paying fees is constructed. This paper makes a correction to the basic maternity insurance treatment standard of floating population in Shanghai, and makes Monte Carlo simulation calculation on the income and expenditure of the maternity insurance fund under the established payment mode and the level of insurance treatment, taking the result of the correction calculation as the standard. In order to verify the mode of payment, the feasibility of insurance treatment level; The author puts forward some countermeasures to the construction of floating population maternity insurance system in Shanghai. In this paper, the research on the floating population birth insurance system in Shanghai has realized the unity of pertinence and systematicness in the content of the research, and the combination of statistical method and computer simulation method in the research method.
【学位授予单位】：上海工程技术大学
【学位级别】：硕士
【学位授予年份】：2010
【分类号】：F842.6

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