我国知识产权质押融资风险的法律管控

发布时间：2018-03-19 11:10

本文选题：知识产权质押　切入点：风险评估与管控　出处：《宁波大学》2017年硕士论文　论文类型：学位论文

【摘要】：知识产权质押融资是中小型科技企业融资担保的主要形式,但我国知识产权价值评估、担保、出资、证券化等交易市场未完全建立,知识产权质押融资制度起步晚、经验不足,利用知识产权质押实现融资存在诸多风险和障碍。完善我国知识产权质押融资的程序和配套措施,主要解决知识产权评估难题、控制知识产权的风险,并且需要政府、企业、金融机构的同步参与。本文拟从理论上引入知识产权质押融资风险的界定和表现形式,接着从我国现有的知识产权风险管控实践、管控措施的法律价值体现分析现有的制度缺陷,从而为提高知识产权质押融资服务同时降低融资成本提出法律的完善建议。文章第一部分在厘清知识产权质押法律性质和风险概念的基础上,认为知识产权质押风险即为市场信息的不对称性、交易非出清状态、价值评估的局限性致使对质押结果难以预测和把控。同时,对知识产权质押后的法律状态和市场价值的多种可能性因素进行归纳。文章第二部分从实践层面总结国内知识产权质押融资的风险管控和分担制度。首先,对知识产权审批、评估、登记、贷后管理的四大流程中风险评估方法总结,指出程序审批的重复性和繁杂性。最后,对国内采取的直接质押、捆绑质押、反担保质押知识产权担保特征梳理,以及补贴和风险分担政策制度的梳理,分析政府、企业、银行各自的角色定位。文章第三部分从风险管控和分担机制的法律价值体现分析其效用。首先以评估结论不确定性的控制理论为基础,分析理论和实践中对评估活动的规范制度,在某种程度上限制了评估的主观性和道德风险,体现知识产权交易的安全性。其次,从企业融资的费用和政府承担的职责分析出知识产权融资成本较高,但对国内识产权质押规模的个规律递增起到明显的推动作用,提高中小企业的生产效率,间接促进生产方式革新和产业结构优化。文章第四部分从约束评估活动、精简质押融资程序、提高技术服务的质量三个方面提出具体的法律规范建议,以期能实现知识产权风险评估质量、完善政府公共信息和技术服务从而降低融资成本和风险,推动我国知识产权质押融资事业的稳健发展。
[Abstract]:Intellectual property pledge financing is the main form of financing guarantee for small and medium-sized science and technology enterprises. However, China's intellectual property value assessment, guarantee, investment, securitization and other transaction markets have not been fully established, the intellectual property mortgage financing system started late, and lack of experience. There are many risks and obstacles in using intellectual property rights pledge to realize financing. Perfecting the procedure and supporting measures of intellectual property pledge financing in our country, mainly solve the problem of intellectual property evaluation, control the risk of intellectual property, and need government, enterprises, This paper intends to introduce the definition and manifestation of the financing risk of intellectual property pledge theoretically, and then from the current practice of intellectual property risk management and control in our country. The legal value of the control measures reflects the analysis of the existing system defects, In order to improve the financing service of intellectual property pledge and reduce the financing cost, the first part of the article clarifies the legal nature of intellectual property pledge and the concept of risk. It is considered that the risk of intellectual property pledge is the asymmetry of market information, the non-clearing state of transaction, and the limitation of value evaluation, which makes it difficult to predict and control the pledge result. The second part summarizes the risk control and sharing system of the domestic intellectual property pledge financing from the practical level. First, the intellectual property right examination and approval, Summary of risk assessment methods in the four major processes of assessment, registration and post-loan management, pointing out the repeatability and complexity of procedure approval. Finally, the characteristics of intellectual property rights security adopted in China, such as direct pledge, bundled pledge, anti-security pledge, are combed. As well as the subsidy and risk sharing policy system, the analysis of the government, enterprises, The third part of this paper analyzes the effectiveness of the risk control and sharing mechanism from the legal value. Firstly, it is based on the uncertainty control theory of the evaluation conclusion. The normative system of evaluation activities in theory and practice limits to some extent the subjectivity and moral hazard of evaluation, and reflects the security of intellectual property transactions. The cost of intellectual property financing is high from the cost of enterprise financing and the responsibility of the government, but it plays a significant role in promoting the increase of the law of the scale of pledge of property rights in China, and improving the production efficiency of small and medium-sized enterprises. In part 4th, the author puts forward specific legal and normative suggestions from three aspects: restraint evaluation, streamlining of pledge financing procedures, improvement of the quality of technical services, and improvement of the quality of technical services. The aim is to realize the quality of intellectual property risk assessment, perfect the government public information and technology service, reduce the financing cost and risk, and promote the steady development of intellectual property pledge financing in our country.
【学位授予单位】：宁波大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D923.4

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