保赔保险合同的法律适用问题研究

发布时间：2018-05-17 20:48

本文选题：保赔保险合同 + 法律性质　；参考：《大连海事大学》2013年硕士论文

【摘要】：保赔保险合同是船东、船舶经营人、租船人等就其所有或占有、经营、租用的船舶的潜在责任风险向保赔协会投保所成立的合同。由于作为保赔保险承保主体的保赔协会不具有我国《保险法》中“保险业经营者”的法律地位,保赔保险合同是否属于我国《保险法》意义上的保险合同,其法律关系的调整是否能直接适用我国《保险法》和《海商法》第十二章“海上保险合同”的有关规定存在争议。本文认为认定合同法律性质不能仅根据合同主体的法律地位,而应根据合同内容所涉法律关系进行全面理解和准确判定。因此本文从保赔保险合同的订立及其具体条款内容上全面探讨,确定了其作为海上保险合同的法律性质,但又有其特殊性。明确法律性质后,对英国保赔保险合同的法律适用现状和我国现实情况进行分析。由于保赔保险合同承保的风险主要是船东的潜在责任风险,迎合现代责任保险对第三人利益保护的发展趋势,国际公约和国内立法中明确赋予了第三人直接请求权,将责任保险以强制责任保险和非强制责任保险区分,探讨第三人直接请求权的性质,确定第三人对保赔协会直接诉讼的法律适用。并讨论当保赔保险合同具有涉外因素时,保赔协会与会员船东、保赔协会与第三人纠纷如何适用法律的问题。
[Abstract]:The indemnity insurance contract is a contract established by the shipowner, the ship operator, the charterer, etc. on the potential liability risks of all or possession, operation and lease of the ship to the insurance and indemnity association. The insurance and indemnity contract of the insurance and indemnity association, which is the main body of the insurance and indemnity insurance, does not have the legal status of the "insurance business operator" in the insurance law of China. Whether or not it belongs to the insurance contract in the sense of our country, whether the adjustment of its legal relationship can directly apply to the relevant provisions of the insurance law, the maritime law and the twelfth chapter "maritime insurance contract" in China.
This article holds that the legal nature of the contract should not only be based on the legal status of the main body of the contract, but should be fully understood and accurately determined according to the legal relationship involved in the contract. Therefore, this article has made a comprehensive discussion on the conclusion of the insurance and indemnity insurance contract and its specific terms and contents, and determined the legal nature of the contract as a marine insurance contract, but it also has the legal nature of the contract. After defining the legal nature, we analyze the current situation of the application of the insurance compensation contract in Britain and the reality of our country.
As the risk of underwriting insurance contract is mainly the potential liability risk of the shipowner, it caters to the development trend of the protection of the third party's interests by modern liability insurance. In the international and domestic legislation, third people have been given the direct claim, and the liability insurance is distinguished by compulsory liability insurance and non compulsory liability insurance, and the third persons are directly discussed. The nature of the right of claim determines the application of the third party to the direct litigation of the indemnity association and discusses how the indemnity association and the shipowner, the indemnity association and the third party dispute the application of the law when the insurance and indemnity insurance contract has foreign factors.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：D922.284;D922.294

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