重庆市金融发展对城镇化作用的实证研究

发布时间：2018-08-16 19:14

【摘要】：随着重庆城镇化进程加快，尤其是重庆被设立为全国统筹城乡综合配套改革试验区之后，城镇化已成为当前重庆市经济发展的重要方面，这也引发了人们对城镇化内涵和动力的特别关注和研究。在城镇化的演变过程中资金往往是起着举足轻重的作用，金融作为现代社会资金融通的重要渠道，研究金融发展在城镇化进程的作用也应该是我们所关注的问题。通过研究金融发展对城镇化的作用，创造更好的金融环境，充分发挥金融对城镇化建设的促进作用，解决城镇化进程中的资金问题具有重要的现实意义。本文从理论和实证两个角度较为系统的分析了重庆市金融发展对城镇化的作用。在理论方面，文章首先对有关金融发展和城镇化关系的理论进行了梳理总结，并对金融发展理论和城镇化理论作了简要的概述。在此基础上研究了金融发展对城镇化进程的作用机制，提出了金融可以将更多的资金转化为投资，提高资金的利用效率，为城镇化建设提供资金支持；通过金融的资金支持，能够促进城市基础建设和产业结构的调整以及中小企业的发展，进而增加对农村剩余劳动力的需求，转移农村剩余劳动力。金融发展对城镇化作用的渠道主要有下面三个方面：为城镇化的基础建设提供资金；为城镇化进程中产业结构调整优化提供资金；为城镇化进程中农业的现代化提供资金。在实证方面，论文基于多变量的VAR模型，以金融相关率、金融结构、中长期贷款比率、金融效率作为控制变量，利用单位根检验、协整检验和误差修正模型检验对1990—2010年重庆市金融发展对城镇化作用进行了研究。实证研究结果表明：重庆市金融发展的规模、结构改变以及效率的提高对城镇化起着长期的促进作用，城镇化进程与金融发展水平之间是一种长期的正相关关系,由此我们可以得出，在长期内它们是同向发展变化的。金融发展程度的加深会导致城镇化水平的提高，，进而推动城镇化进程的加快。重庆市的金融发展与城镇化之间存在着格兰杰因果关系，并且这种关系在某种程度上不仅是单向的，即金融发展和城镇化互为格兰杰原因，但城镇化进程对金融发展的影响在统计上并不显著。最后，论文提出了在城镇化进程中，如何充分发挥金融促进作用的对策建议。
[Abstract]:With the acceleration of the urbanization process in Chongqing, especially after Chongqing was set up as a pilot area for overall urban-rural comprehensive reform, urbanization has become an important aspect of Chongqing's economic development. This has also caused people to the urbanization connotation and the motive force special attention and the research. In the process of urbanization, capital often plays an important role. As an important channel of financing in modern society, the study of the role of financial development in the process of urbanization should also be our concern. It is of great practical significance to study the effect of financial development on urbanization, to create a better financial environment, to give full play to the role of finance in promoting urbanization construction and to solve the problem of capital in the process of urbanization. This paper systematically analyzes the effect of Chongqing financial development on urbanization from both theoretical and empirical perspectives. In theory, the paper firstly summarizes the relationship between financial development and urbanization, and gives a brief overview of the theory of financial development and urbanization. On this basis, the paper studies the mechanism of financial development on the process of urbanization, and points out that finance can convert more funds into investment, improve the efficiency of capital utilization, and provide financial support for the construction of urbanization. It can promote the adjustment of urban infrastructure and industrial structure, as well as the development of small and medium-sized enterprises, and then increase the demand for rural surplus labor force and transfer rural surplus labor force. The main channels of financial development on urbanization are as follows: providing funds for the infrastructure of urbanization, optimizing the industrial structure in the process of urbanization, and providing funds for the modernization of agriculture in the process of urbanization. In the empirical aspect, based on the multivariable VAR model, the paper uses the financial correlation rate, financial structure, medium and long-term loan ratio, financial efficiency as the control variables, using the unit root test. Cointegration test and error correction model test are used to study the effect of financial development on urbanization in Chongqing from 1990 to 2010. The empirical results show that the scale, structure and efficiency of financial development in Chongqing play a long-term role in promoting urbanization, and there is a long-term positive correlation between the urbanization process and the level of financial development. From this we can conclude that in the long run they are developing in the same direction. The deepening of financial development will lead to the improvement of urbanization level, and then accelerate the process of urbanization. There is a Granger causality relationship between financial development and urbanization in Chongqing, and to some extent, the relationship is not only one-way, that is, financial development and urbanization are each other Granger reasons. However, the impact of urbanization on financial development is not statistically significant. Finally, the paper puts forward the countermeasures and suggestions on how to give full play to the role of financial promotion in the process of urbanization.
【学位授予单位】：重庆工商大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F224;F299.27;F832.7

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