精准扶贫视阈下我国农业保险扶贫困境与创新路径

发布时间：2018-05-16 17:26

本文选题：精准扶贫 + 农业保险　；参考：《广西社会科学》2017年08期

【摘要】：农业保险是化解农业生产风险、降低农业灾害损失、创造良好农业生产环境的重要保障,也是深入推进农村精准扶贫工作的一项重要举措。精准扶贫视阈下我国农业保险应实现创新发展。我国农业保险在扶贫中面临参保对象缺乏对农业保险的认知、保险人员业务水平低、保险品种设计层级不健全、法律体系建设不完善和风险分散机制不健全等困境,对此,应从农业保险宣传工作机制、资金来源渠道、保险的品种、法律体系建设机制、发展模式五个方面构建创新路径,以增强我国农业保险扶贫功能,早日实现农村精准脱贫。
[Abstract]:Agricultural insurance is an important guarantee to reduce the risk of agricultural production, reduce the losses of agricultural disasters, and create a good agricultural production environment. It is also an important measure to promote the precision poverty alleviation in rural areas. China's agricultural insurance should be innovated and developed from the perspective of precision poverty alleviation. In the process of helping the poor, China's agricultural insurance faces many difficulties, such as the lack of cognition of the insured, the low level of insurance personnel, the imperfect design level of insurance varieties, the imperfect legal system construction and the imperfect risk dispersal mechanism, etc. In order to enhance the poverty alleviation function of agricultural insurance in China, it is necessary to construct innovative ways from five aspects: the propaganda mechanism of agricultural insurance, the channel of fund source, the variety of insurance, the mechanism of legal system construction and the mode of development, so as to realize the accurate eradication of poverty in rural areas as soon as possible.
【作者单位】：华东交通大学经济管理学院;江西师范大学财政金融学院;
【基金】：国家社会科学基金项目“贫困地区微型金融精准扶贫效应评价与优化研究”(16BJL108) 江西省高校人文社会科学研究项目“鄱阳湖生态经济区小额信贷支农绩效评价”(JJ1548)
【分类号】：F323.8;F842.66

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