大连港物流金融模式的改进研究

发布时间：2018-04-08 07:45

本文选题：物流金融　切入点：统借统还　出处：《大连理工大学》2014年硕士论文

【摘要】：大连港作为东北地区最大的港口,对区域经济繁荣发展有着重要的影响。目前,大连港面临着大而不强和市场竞争激烈的问题,需要发展港口物流金融业务。但大连港物流金融业务尚处于起步阶段,存在着物流金融模式功能单一、收益有限、风险管理体系不健全、缺乏金融行业经验和金融人才等问题。如何改进物流金融模式,并建立健全风险管理体系保证物流金融的顺利实施,已经成为大连港亟待解决的重要问题。全文共分为五章,第一章介绍了本文的选题背景、意义、研究方法与思路；第二章阐述了国内外物流金融理论方面的研究现状、国内商业实践、其他港口的物流金融发展状况；第三章分析了大连港物流金融的发展现状和问题及改进策略；第四章创新设计了统借统还模式；第五章研究了统借统还模式的风险管理；最后对本文的主要结论、特色、创新点和有待进一步研究的问题做以总结。本文的研究重点有三：一是对大连港开展物流金融的内部条件和外部环境进行全面分析,提出改进策略；二是在大连港仓单质押模式的基础上,创新设计统借统还模式,阐述其业务流程、费率、收益、优势及劣势,论证其经济效益、社会效益和可行性；三是对统借统还模式的主要风险进行了全面分析,提出相应的风险管理措施,健全大连港的物流金融风险管理体系,保证统借统还模式的顺利实施。本文的特色和创新之处主要表现在三个方面：一是对现有的仓单质押监管融资模式加以改进,提出了物流金融的统借统还融资模式,使大连港的物流金融从质押监管功能扩展到授信融资功能,新增了融资担保收益途径,解决了大连港物流金融功能单一、收益有限的问题。二是针对统借统还模式的八种主要风险,相应提出了二十六项风险管理措施,全方面、多层次地提升风险管理水平,解决了大连港物流金融风险管理体系不健全的问题。三是设计了职责分离制度和双重核查制度,实现权利分散、相互制约和有效监控,完善了大连港质押监管制度,提升了内控水平,有效防范操作风险和道德风险。本文讨论了大连港物流金融模式的改进问题,将有助于大连港实现物流金融服务专业化和创新化,为港口物流金融的发展提供借鉴和参考。
[Abstract]:As the largest port in Northeast China, Dalian Port has an important influence on the prosperity and development of regional economy.At present, Dalian Port is faced with the problems of big and weak and fierce market competition, so it is necessary to develop port logistics finance business.But the logistics finance business of Dalian Port is still in its infancy. There are some problems such as the single function of logistics finance mode, the limited income, the imperfect risk management system, the lack of financial industry experience and the lack of financial talents and so on.How to improve the logistics financial model and establish a sound risk management system to ensure the smooth implementation of logistics finance has become an important problem to be solved.The thesis is divided into five chapters. The first chapter introduces the background, significance, research methods and ideas of this paper, the second chapter describes the domestic and foreign logistics finance theory research status, domestic commercial practice, other port logistics finance development;The third chapter analyzes the current situation, problems and improvement strategies of Dalian port logistics finance; the fourth chapter innovates and designs the model of unified loan and return; the fifth chapter studies the risk management of the mode of unified loan and return; finally, the main conclusions and characteristics of this paper,Innovation points and problems to be further studied to sum up.The research focus of this paper is three: first, the internal conditions and external environment of logistics finance in Dalian Port are comprehensively analyzed, and the improvement strategies are put forward; second, on the basis of the warehouse receipt pledge mode of Dalian Port, the innovative design is integrated with the return model.It expounds its business process, rate, income, advantages and disadvantages, and proves its economic, social and feasibility. Third, it makes a comprehensive analysis of the main risks of the system borrowing and returning mode, and puts forward the corresponding risk management measures.Improve Dalian Port logistics financial risk management system to ensure the smooth implementation of the model.The characteristics and innovations of this paper are mainly reflected in three aspects: first, to improve the existing warehouse receipt pledge supervision and financing mode, and put forward the logistics finance system borrowing and financing mode.The logistics finance of Dalian Port is extended from the function of pledge supervision to credit financing, and the way of financing guarantee proceeds is added, which solves the problem that the function of logistics finance of Dalian Port is single and the income is limited.Secondly, according to the eight main risks in the model, 26 measures of risk management are put forward, which can improve the level of risk management in all aspects and solve the problem that the financial risk management system of Dalian Port is not perfect.Thirdly, the separation of duties system and the double verification system are designed to realize the decentralization of rights, mutual restriction and effective monitoring, improve the supervision system of pledge in Dalian Port, improve the level of internal control, and effectively guard against operational and moral risks.This paper discusses the improvement of Dalian port logistics finance model, which will help Dalian port realize the specialization and innovation of logistics financial service, and provide reference for the development of port logistics finance.
【学位授予单位】：大连理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F259.23;F832

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