中国居民资产不均等分布的测度及其影响因素研究

发布时间：2018-06-05 19:45

本文选题：资产分布 + Theil指数　；参考：《广东商学院》2013年硕士论文

【摘要】：以收入与资产不均等分布为外在表现的贫富差距问题是我国当前经济、社会发展与变革当中所面临的重要难题之一，其引致的国内消费、投资和出口的不均衡发展对我国经济的可持续发展造成极其深刻的影响。最新的研究结果表明，资产存量而非当期收入在很大程度上决定了个体的消费和储蓄计划。本文以居民资产存量为研究对象，对中国居民资产不均等分布情况作统计描述、分解分析和影响因素检验。本文共分为七部分。第一部分介绍选题背景、意义，文献综述，研究方法与创新。第二部分介绍居民资产分布差距的各种测度方法，比较各种方法并最终决定主要使用Theil指数法对中国居民资产不均等分布做出测度。第三部分介绍中国居民资产的分类和计量方法。第四部分为实证部分，首先介绍居民资产数据的来源及处理，接着运用Theil指数法对居民资产城乡分布的不平等程度进行分解分析。第五部分沿用第四部分的方法，对中国居民资产分布的不均等程度进行区域间的分解分析。第六部分是关于中国居民资产分布不平等程度的宏、微观影响因素的主成分分析。第七部分是总结、政策建议、不足与展望。通过Theil指数法和主成分分析等实证研究，本文得出以下结论：第一，城乡居民住房资产的总差距指数和三类分解指数在研究期内都呈现出震荡上升的趋势；而城乡居民储蓄资产的总差距指数和三类分解指数在研究期内都呈现震荡下行的趋势。第二，中国居民总资产分布的区域间差距、各区域内部差距在研究期内都呈现逐年震荡上升的趋势。第三，城乡居民资产分布差距的大小与收入差距大小、经济发展水平高低、金融发展水平高低、城镇化水平高低、城市倾向的经济政策的力度、开放程度高低、金融发展效率高低的指标成显著的正相关关系，而与金融业对于农业的支持力度成负相关关系。针对以上结论，本文在最后一章给出相应的政策建议：第一，调整国民收入分配政策，特别是初次分配政策；第二，调控房价平稳变动；第三，采取多重措施缩小东、中、西部居民资产分布差距；第四，，大力扶持农村经济、金融发展并加速城镇化建设。
[Abstract]:The gap between the rich and the poor, characterized by the unequal distribution of income and assets, is one of the most important problems facing China's current economic, social development and transformation, resulting in domestic consumption. The unbalanced development of investment and export has a profound impact on the sustainable development of China's economy. New research suggests that asset stocks rather than current income largely determine individuals' spending and savings plans. Taking the stock of residents' assets as the research object, this paper makes a statistical description, decomposition and analysis of the distribution of Chinese residents' assets, and tests the influencing factors. This paper is divided into seven parts. The first part introduces the background, significance, literature review, research methods and innovation. The second part introduces the various measurement methods of the gap in the distribution of residents' assets, compares them and finally decides to use the Theil index method to measure the unequal distribution of Chinese residents' assets. The third part introduces the classification and measurement of Chinese residents' assets. The fourth part is the empirical part, first introduces the source and treatment of the resident assets data, then uses the Theil index method to analyze the inequality degree of the urban and rural distribution of residents' assets. The fifth part uses the method of the fourth part to analyze the inequality of the distribution of Chinese residents' assets. The sixth part is the principal component analysis of the macro-micro-influence factors on the inequality of the distribution of Chinese residents' assets. The seventh part is the summary, the policy suggestion, the insufficiency and the prospect. Through empirical research such as Theil index method and principal component analysis, this paper draws the following conclusions: first, the total gap index and the three decomposition indices of urban and rural residents' housing assets show a trend of increase in volatility during the period of study; But the total gap index and three decomposition indexes of urban and rural residents' savings assets showed a downward trend in the period of study. Secondly, the regional gap of the distribution of total assets of Chinese residents and the gap within each region showed a trend of increasing year by year during the period of study. Third, the size of the gap between the distribution of assets between urban and rural residents and the income gap, the level of economic development, the level of financial development, the level of urbanization, the intensity of economic policies and the degree of openness of the urban tendency. The index of financial development efficiency has a significant positive correlation, while it has a negative correlation with the financial industry's support for agriculture. In view of the above conclusions, in the last chapter, this paper gives the corresponding policy recommendations: first, adjust the national income distribution policy, especially the initial distribution policy; second, adjust and control the stable changes of house prices; third, take more measures to reduce the east, the middle, Fourth, vigorously support the rural economy, financial development and accelerate urbanization.
【学位授予单位】：广东商学院
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F124.7

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